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1. The Welfare State: a world against employers? 2. Interests and coalitions in the formation of the modern welfare state 3. Workplace accidents as 'social risk': employers and the development of accident insurance 4. Is unemployment insurable? Employers and the development of unemployment insurance 5. Unified or occupationally-fragmented insurance? Political reforms during the Postwar Years 6. Risk redistribution in mature welfare states: the politics of early retirement 7. Conclusions.
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