Life-cycle savings and public policy : a cross-national study of six countries

Axel H. Borsch-Supan

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Financial Literacy, Pension, Retirement Analysis Economic and Fiscal Studies Income, Poverty, and Inequality

Abstract

Household saving is still little understood, and even the basic facts – for instance: How does saving change over the life cycle? Does saving turn negative in old age? – are controversial. Understanding saving behavior is not only an important question of economic theory because the division of income in consumption and saving concerns one of the most fundamental household

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