* The Behavioral Sciences Department, The Rand Corporation, Washington, DC. t The System Sciences Department, The Rand Corporation, Santa Monica, California. t the Departments of Medicine and Public Health, UCLA Health Sciences Center, Los Angeles, California. ? the Health Policy Institute, Boston University, Boston, Massachusetts. From The Economics and Statistics Department, The Rand Corporation, Santa Monica, California. # The Computer Sciences Department, The Rand Corporation, Santa Monica, California. Supported by the Health Insurance Study Grant 016B80 from the U.S. Department of Health and Human Services, Washington, DC. The views expressed are those of the authors and do not necessarily represent those of the United States Government or The Rand Corporation. Address correspondence to: Kathleen N. Lohr, The Rand Corporation, 2100 M Street, NW, Washington, DC 20037.
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