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Do Banks Price Discriminate Spatially? Evidence from Small Business Lending in Local Credit Markets
16 references·16 citing·36 second hopsampled
Do Banks Price Discriminate Spatially? Evidence from Small Business Lending in Local Credit Markets (2013)Do Banks Price Discriminate Spatially? Ev…Distance and Private Information in Lending (2010)Distance and Private Informat…Competition and Strategic Information Acquisition in Credit Markets (2006)Competition and Strategic Inf…Distance, Lending Relationships, and Competition (2005)Distance, Lending Relationshi…Information and bank credit allocation (2003)Information and bank credit a…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Relationship Lending within a Bank-Based System: Evidence from European Small Business Data (2000)Relationship Lending within a…Multiple versus Single Banking Relationships: Theory and Evidence (2000)Multiple versus Single Bankin…Does Distance Still Matter? The Information Revolution in Small Business Lending (2000)Does Distance Still Matter? T…The importance of relationships to the availability of credit (1998)The importance of relationshi…Lending relationships in Germany – Empirical evidence from survey data (1998)Lending relationships in Germ…Relationship Lending and Lines of Credit in Small Firm Finance (1995)Relationship Lending and Line…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game (1994)Moral Hazard and Secured Lend…Collateral and Rationing: Sorting Equilibria in Monopolistic and Competitive Credit Markets (1987)Collateral and Rationing: Sor…Screening vs. Rationing in Credit Markets with Imperfect Information (1985)Screening vs. Rationing in Cr…Fintech dividend: How would digital financial services impact income inequality across countries? (2024)Fintech dividend: How would d…The impact of commercial bank branch expansion on energy efficiency: Micro evidence from China (2023)The impact of commercial bank…Lender Automation and Racial Disparities in Credit Access (2023)Lender Automation and Racial …Functional distance and bank loan pricing: Evidence from the opening of high-speed railway in China (2023)Functional distance and bank …Digital finance and misallocation of resources among firms: Evidence from China (2023)Digital finance and misalloca…Digital finance and corporate innovation: evidence from China (2023)Digital finance and corporate…The Causal Impact of Distance on Bank Lending (2022)The Causal Impact of Distance…Information asymmetry, external certification, and the cost of bank debt (2022)Information asymmetry, extern…Does Bank Competition Promote Corporate Green Innovation? Evidence from the Location of Bank Branches (2022)Does Bank Competition Promote…Do firms in rural regions lack access to credit? Local variation in small business loans and firm growth (2022)Do firms in rural regions lac…Racial Disparities in Access to Small Business Credit: Evidence from the Paycheck Protection Program (2021)Racial Disparities in Access …Lender Automation and Racial Disparities in Credit Access (2021)Lender Automation and Racial …Hardening soft information: does organizational distance matter? (2021)Hardening soft information: d…Comparative advantages of regional versus national banks in alleviating SME's financial constraints (2020)Comparative advantages of reg…Access to Collateral and the Democratization of Credit: France's Reform of the Napoleonic Security Code (2019)Access to Collateral and the …Firm-bank trusting relationship and discouraged borrowers (2016)Firm-bank trusting relationsh…Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Imperfect Information, Uncertainty, and Credit Rationing (1976)Credit Rationing in Markets with Imperfect Information (1981)The Consequences of the Dependence of Quality on Price (1987)Collateral, loan quality and bank risk (1990)Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt (1992)Formal and Real Authority in Organizations (1997)Home Bias at Home: Local Equity Preference in Domestic Portfolios (1999)Relationship and Transaction Lending in a Crisis (2016)Is financial inclusion good for bank stability? International evidence (2017)Information: Hard and Soft (2018)Limited-dependent and qualitative variables in econometrics (1983)Financial Intermediation and Delegated Monitoring (1984)The effects of bank mergers and acquisitions on small business lending (1998)Cookie Cutter vs. Character: The Micro Structure of Small Business Lending by Large and Small Banks (2004)Does Credit Competition Affect Small‐Firm Finance? (2010)Financing Constraints and Corporate Investment (1988)The Effect of Credit Market Competition on Lending Relationships (1995)Bank regulation and supervision: what works best? (2003)Stability in Competition (1929)Specification Tests in Econometrics (1978)The Theory of Industrial Organization (1988)What Drives Bank Competition? Some International Evidence (2003)How does capital affect bank performance during financial crises? (2013)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Discretionary disclosure (1983)Firms, Contracts, and Financial Structure (1995)A more complete conceptual framework for SME finance (2006)Lending Booms and Lending Standards (2006)Relationship Banking: What Do We Know? (2000)The Theory of Bank Risk Taking and Competition Revisited (2005)The ability of banks to lend to informationally opaque small businesses (2001)
this work references cited by second hop· second hop is a sample of the most-cited connections

References

  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2005Distance, Lending Relationships, and Competition1,570 cited
  • 1985Screening vs. Rationing in Credit Markets with Imperfect Information1,432 cited
  • 2010Distance and Private Information in Lending1,314 cited
  • 2000Relationship Lending within a Bank-Based System: Evidence from European Small Business Data972 cited
  • 1987Collateral and Rationing: Sorting Equilibria in Monopolistic and Competitive Credit Markets966 cited
  • 1998The importance of relationships to the availability of credit849 cited
  • 1994Moral Hazard and Secured Lending in an Infinitely Repeated Credit Market Game828 cited
  • 1998Lending relationships in Germany – Empirical evidence from survey data808 cited
  • 2006Competition and Strategic Information Acquisition in Credit Markets766 cited
  • 2000Multiple versus Single Banking Relationships: Theory and Evidence759 cited
  • 2003

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Information and bank credit allocation
657 cited
  • 2000Does Distance Still Matter? The Information Revolution in Small Business Lending601 cited
  • Cited by

    • 2023Digital finance and corporate innovation: evidence from China86 cited
    • 2022Do firms in rural regions lack access to credit? Local variation in small business loans and firm growth84 cited
    • 2023The impact of commercial bank branch expansion on energy efficiency: Micro evidence from China84 cited
    • 2023Lender Automation and Racial Disparities in Credit Access74 cited
    • 2022The Causal Impact of Distance on Bank Lending74 cited
    • 2019Access to Collateral and the Democratization of Credit: France's Reform of the Napoleonic Security Code64 cited
    • 2023Digital finance and misallocation of resources among firms: Evidence from China63 cited
    • 2021Lender Automation and Racial Disparities in Credit Access50 cited
    • 2023Functional distance and bank loan pricing: Evidence from the opening of high-speed railway in China43 cited
    • 2022Information asymmetry, external certification, and the cost of bank debt42 cited
    • 2022Does Bank Competition Promote Corporate Green Innovation? Evidence from the Location of Bank Branches40 cited
    • 2016Firm-bank trusting relationship and discouraged borrowers40 cited
    • 2024Fintech dividend: How would digital financial services impact income inequality across countries?37 cited
    • 2021Racial Disparities in Access to Small Business Credit: Evidence from the Paycheck Protection Program37 cited
    • 2020Comparative advantages of regional versus national banks in alleviating SME's financial constraints31 cited
    • 2021Hardening soft information: does organizational distance matter?30 cited