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Age of Decision: Pension Savings Withdrawal and Consumption and Debt Response
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Age of Decision: Pension Savings Withdrawal and Consumption and Debt Response (2014)Age of Decision: Pension Savings Withdraw…Liquidity in Retirement Savings Systems: An International Comparison (2015)Liquidity in Retirement Savin…Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow? (2015)Do Banks Pass Through Credit …EARLY WITHDRAWALS FROM RETIREMENT ACCOUNTS DURING THE GREAT RECESSION (2014)EARLY WITHDRAWALS FROM RETIRE…Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore (2014)Consumption and Debt Response…Longevity Risk Management in Singapore's National Pension System (2010)Longevity Risk Management in …The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation (2009)The Age of Reason: Financial …The Reaction of Consumer Spending and Debt to Tax Rebates—Evidence from Consumer Credit Data (2007)The Reaction of Consumer Spen…What Explains Early Withdrawals from Retirement Accounts? Evidence from a Panel of Taxpayers (2003)What Explains Early Withdrawa…Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2000)Do Liquidity Constraints and …HOW WORKERS USE 401(k) PLANS: THE PARTICIPATION, CONTRIBUTION, AND WITHDRAWAL DECISIONS (1998)HOW WORKERS USE 401(k) PLANS:…Production, growth and business cycles (1988)Consumption and Liquidity Constraints: An Empirical Investigation (1989)Saving and Liquidity Constraints (1991)A Quantitative Theory of Unsecured Consumer Credit with Risk of Default (2002)A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (2008)Financially Fragile Households: Evidence and Implications (2011)A Computationally Efficient Quadrature Procedure for the One-Factor Multinomial Probit Model (1982)The Impact of Leakages from 401(k)s and IRAs (2015)Age of Decision: Pension Savings Withdrawal and Consumption and Debt Response (2019)Financial Knowledge Overconfidence and Early Withdrawals from Retirement Accounts (2020)Buffer-Stock Saving and the Life Cycle/Permanent Income Hypothesis (1997)Are Americans Saving “Optimally” for Retirement? (2006)Changes in U.S. Family Finances from 2007 to 2010: Evidence from the Survey of Consumer Finances (2012)Contributions to Defined Contribution Pension Plans (2015)Behavioral Household Finance (2018)Golden Eggs and Hyperbolic Discounting (1997)Temptation and Self-Control (2001)Behavioral Household Finance (2018)Optimal Illiquidity (2020)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Mortgage Market Design: Lessons from the Great Recession (2018)Politicizing consumer credit (2020)The design and transmission of central bank liquidity provisions (2021)The Buffer-Stock Theory of Saving: Some Macroeconomic Evidence (1992)The Spending and Debt Response to Minimum Wage Hikes (2012)The distribution of wealth and the marginal propensity to consume (2017)The Impact of the COVID-19 Pandemic on Consumption: Learning from High-Frequency Transaction Data (2021)New Evidence on the Money's Worth of Individual Annuities (1999)Selection Effects in the United Kingdom Individual Annuities Market (2002)Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market (2004)Trust and Retirement Preparedness: Evidence from Singapore (2019)Unintended consequences of minimum annuity laws: An experimental study (2019)What Do We Know About Annuitization Decisions? (2019)Do 401(k) contributions crowd out other personal saving? (1995)Precautionary Saving and Social Insurance (1995)Income, Institutions, and Saving Performance in Individual Development Accounts (2003)Plan Design and 401(k) Savings Outcomes (2004)Plan Design and 401(k) Savings Outcomes (2004)Who is Credit Constrained in the U. S. Economy? (1990)Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2002)Household Expenditure and the Income Tax Rebates of 2001 (2006)How Does Household Spending Respond to an Epidemic? Consumption during the 2020 COVID-19 Pandemic (2020)The Power of Suggestion: Inertia in 401(k) Participation and Savings Behavior (2001)Save More Tomorrow™: Using Behavioral Economics to Increase Employee Saving (2004)Depression Babies: Do Macroeconomic Experiences Affect Risk Taking?* (2011)Self-control, financial literacy and consumer over-indebtedness (2011)Optimal Financial Knowledge and Wealth Inequality (2017)The Role of Technology in Mortgage Lending (2019)
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References

  • 2009The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation843 cited
  • 2007The Reaction of Consumer Spending and Debt to Tax Rebates—Evidence from Consumer Credit Data410 cited
  • 2014Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore373 cited
  • 2000Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data258 cited
  • 1998HOW WORKERS USE 401(k) PLANS: THE PARTICIPATION, CONTRIBUTION, AND WITHDRAWAL DECISIONS169 cited
  • 2014EARLY WITHDRAWALS FROM RETIREMENT ACCOUNTS DURING THE GREAT RECESSION150 cited
  • 2015Do Banks Pass Through Credit Expansions to Consumers Who Want to Borrow?96 cited
  • 2015Liquidity in Retirement Savings Systems: An International Comparison73 cited
  • 2003What Explains Early Withdrawals from Retirement Accounts? Evidence from a Panel of Taxpayers72 cited
  • 2010Longevity Risk Management in Singapore's National Pension System43 cited

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