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How Do You Pay? The Role of Incentives at the Point-of-Sale

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References

2002Cooperation among Competitors: Some Economics of Payment Card Associations651 cited
2002Payment Systems and Interchange Fees264 cited
2008How people pay: Evidence from grocery store data236 cited
2008Payment Card Rewards Programs and Consumer Payment Choice228 cited
2008Consumers' Use of Debit Cards: Patterns, Preferences, and Price Response224 cited
2007AN EMPIRICAL ANALYSIS OF PAYMENT CARD USAGE*219 cited
2008A Model of Money and Credit, with Application to the Credit Card Debt Puzzle204 cited
2009Why are (some) consumers (finally) writing fewer checks? The role of payment characteristics198 cited
2008Debit or credit?156 cited
2007The choice at the checkout: Quantifying demand across payment instruments128 cited
2006The Economics of Credit Cards, Debit Cards and ATMs: A Survey and Some New Evidence116 cited
2010Price incentives and consumer payment behaviour112 cited
2006Cash, Check or Bank Card? The Effects of Transaction Characteristics on the Use of Payment Instruments109 cited
2011How effective are rewards programs in promoting payment card usage? Empirical evidence76 cited

Cited by

2013Choosing and using payment instruments: evidence from German microdata

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62 cited

2013Payment Choice with Consumer Panel Data56 cited

2017Nowcasting with payments system data54 cited

2014WHY IS CASH (STILL) SO ENTRENCHED? INSIGHTS FROM CANADIAN SHOPPING DIARIES51 cited

2015Measuring consumer perceptions of payment mode49 cited

2016Retail Payment Innovations and Cash usage: Accounting for Attrition by using Refreshment Samples35 cited

2014Why Don’t Most Merchants Use Price Discounts to Steer Consumer Payment Choice?31 cited

2013WHY DO PEOPLE USE DEBIT CARDS: EVIDENCE FROM CHECKING ACCOUNTS26 cited

2021The Bank of Canada’s 2009 Methods-of-Payment Survey: Methodology and Key Results26 cited

2014Payment Choice and the Future of Currency: Insights from Two Billion Retail Transactions22 cited

2020The role of financial innovations in consumer behavior in the Russian retail payments market21 cited

2015Merchant steering of consumer payment choice: Evidence from a 2012 diary survey14 cited

2021Why Is Cash (Still) So Entrenched? Insights from the Bank of Canada’s 2009 Methods-of-Payment Survey13 cited

2016Benefits of the retail payments card market: Russian cardholders' evidence11 cited