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Cultural Affinity and Lending Discrimination: The Impact of Underwriting Errors and Credit Risk Distribution on Applicant Denial Rates

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References

1972The Economics of Discrimination.3,573 cited
1957The Economics of Discrimination2,818 cited
1993Nobel Lecture: The Economic Way of Looking at Behavior1,619 cited
1992Mortgage Lending in Boston: Interpreting HMDA Data996 cited
1996Culture, Information, and Screening Discrimination362 cited
1994Race, redlining, and residential mortgage loan performance163 cited
1996The cultural affinity hypothesis and mortgage lending decisions111 cited
1994Housing-Finance Intervention and Private Incentives: Helping Minorities and the Poor106 cited
1995What Constitutes Evidence of Discrimination in Lending?80 cited
1997Do Black-Owned Banks Discriminate against Black Borrowers?30 cited

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2001Group reputation and persistent (or permanent) discrimination in credit markets20 cited

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