Race, Default Risk and Mortgage Lending: A Study of the FHA and Conventional Loan Markets

Glenn B. Canner · Stuart A. Gabriel · J. Michael Woolley

95 citations0/0 files storedSouthern Economic Journal

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Housing Market and Economics Banking stability, regulation, efficiency Urban, Neighborhood, and Segregation Studies

Abstract

Glenn B. Canner, Stuart A. Gabriel, J. Michael Woolley, Race, Default Risk and Mortgage Lending: A Study of the FHA and Conventional Loan Markets, Southern Economic Journal, Vol. 58, No. 1 (Jul., 1991), pp. 249-262

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References

1981Credit Rationing in Markets with Imperfect Information 1986Costly monitoring, financial intermediation, and equilibrium credit rationing 1987Costly Monitoring, Loan Contracts, and Equilibrium Credit Rationing 1979Housing decisions and the U.S. income tax 1983The Determinants of Default on Insured Conventional Residential Mortgage Loans 1985Estimation of Mortgage Defaults Using Disaggregate Loan History Data 1991Credit rationing and the demand for owner-occupied housing 1991Credit rationing, race, and the mortgage market

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2016The Racism-Race Reification Process 2007Using the Survey of Consumer Finances: Some Methodological Considerations and Issues 1992Research on discrimination in housing and mortgage markets: Assessment and future directions 2023Mortgage prepayment, race, and monetary policy 2006Consumer Credit Risk and Pricing 2012Limitations of Combining Hispanics and African Americans for Analysis of Credit Problems

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