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MobiScore: Towards Universal Credit Scoring from Mobile Phone Data · Study

WorkMobiScore: Towards Universal Credit Scoring from Mobile Phone Data

José San Pedro2015

Work2015

MobiScore: Towards Universal Credit Scoring from Mobile Phone Data

José San Pedro · Davide Proserpio · Nuria Oliver

66 citations·0/0 files stored·Lecture notes in computer science

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Financial Distress and Bankruptcy Prediction Microfinance and Financial Inclusion Human Mobility and Location-Based Analysis

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References

2009Inferring friendship network structure by using mobile phone data 2003Benchmarking state-of-the-art classification algorithms for credit scoring 2011Self-control, financial literacy and consumer over-indebtedness 2008Uncovering individual and collective human dynamics from mobile phone records 2010A comparative assessment of ensemble learning for credit scoring 2011CREDIT SCORING, STATISTICAL TECHNIQUES AND EVALUATION CRITERIA: A REVIEW OF THE LITERATURE 2013Predicting Personality Using Novel Mobile Phone-Based Metrics 2004Environmental and Biopsychosocial Factors Associated with Financial Risk Tolerance

Cited by

2019Behavior Revealed in Mobile Phone Usage Predicts Credit Repayment 2021A conservative approach for online credit scoring 2021Inferring multi-stage risk for online consumer credit services: An integrated scheme using data augmentation and model enhancement 2024Exploring the impact of financial literacy on predicting credit default among farmers: An analysis using a hybrid machine learning model 2022The role of web browsing in credit risk prediction

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2014Daily Stress Recognition from Mobile Phone Data, Weather Conditions and Individual Traitsother · 4 shared references 2017Combining disparate data sources for improved poverty prediction and mappingarticle · 4 shared references 2012Two-level classifier ensembles for credit risk assessmentarticle · 3 shared references 2019Computational socioeconomicsarticle · 3 shared references 2017The Tyranny of Data? The Bright and Dark Sides of Data-Driven Decision-Making for Social Goodchapter · 3 shared references 2019Behavior Revealed in Mobile Phone Usage Predicts Credit Repaymentarticle · 3 shared references

Details

Year2015

Typeother

Published2015-01-01

VenueLecture notes in computer science

ISSN-L0302-9743

Languageen

Citations66

Files0 public / 0

ShelfFinancial Distress and Bankruptcy Prediction

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doi10.1007/978-3-319-20267-9_16

openalex_workW1893541013

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2021A Longitudinal Systematic Review of Credit Risk Assessment and Credit Default Predictors

2024Enhancing credit scoring accuracy with a comprehensive evaluation of alternative data

2016The Mobile Territorial Lab: a multilayered and dynamic view on parents’ daily lives