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As we know, in mid July 1999, Indonesia is suffering an economic crisis that shocked every economist in Indonesia, economic cycle jammed and many enemployment and "Pemutusan Hubungan Kerja" (PHK).The change of economical pattern either in the society or among the enterpreneur has gone in a drastic way and causes a very big trouble to the Indonesian government to stabilize the economic cycle.Many economist from may kind of proffesion or any work field try to save there own business in their own way and limited only in a micro scale.Even in the economic crisis that coused by the weakness in rupiah to US $, the Tanggapan Para Profesional Surabaya Terhadap Perubahan Ekonomi dan Kebijakan Pemerintah di Bidang Perbankan (Dwi Astuti)
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