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Online Peer-to-Peer Lending: A Lenders' Perspective
0 references·16 citing·53 second hopsampled
Online Peer-to-Peer Lending: A Lenders' Perspective (2009)Online Peer-to-Peer Lending: A Lenders' P…Artificial intelligence in Peer-to-peer lending in India: a cross-case analysis (2022)Artificial intelligence in Pe…Crowdlending: mapping the core literature and research frontiers (2021)Crowdlending: mapping the cor…How do reputation, structure design and FinTech ecosystem affect the net cash inflow of P2P lending platforms? Evidence from China (2020)How do reputation, structure …Determinants of defaults on P2P lending platforms in China (2020)Determinants of defaults on P…A multi-objective instance-based decision support system for investment recommendation in peer-to-peer lending (2020)A multi-objective instance-ba…Soft information in online peer-to-peer lending: Evidence from a leading platform in China (2019)Soft information in online pe…Social collateral, soft information and online peer-to-peer lending: A theoretical model (2019)Social collateral, soft infor…Credit risk assessment of P2P lending platform towards big data based on BP neural network (2019)Credit risk assessment of P2P…Blockchain, herding and trust in peer-to-peer lending (2019)Blockchain, herding and trust…Factors affecting platform default risk in online peer-to-peer (P2P) lending business: an empirical study using Chinese online P2P platform data (2018)Factors affecting platform de…Social Lending and Its Risks (2016)Social Lending and Its RisksInformation Sharing and User Behavior in Internet-enabled Peer-to-peer Lending Systems: An Empirical Study (2016)Information Sharing and User …How low can you go? — Overcoming the inability of lenders to set proper interest rates on unsecured peer-to-peer lending markets (2015)How low can you go? — Overcom…A Data-Driven Approach to Predict Default Risk of Loan for Online Peer-to-Peer (P2P) Lending (2015)A Data-Driven Approach to Pre…Information and communication technology and the sustainability of microfinance (2012)Information and communication…Follow the Profit or the Herd? Exploring Social Effects in Peer-to-Peer Lending (2010)Follow the Profit or the Herd…The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)Credit Rationing in Markets with Imperfect Information (1981)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)How to identify early defaults in online lending: A cost-sensitive multi-layer learning framework (2021)Internet financing credit risk evaluation using multiple structural interacting elastic net feature selection (2021)Banker to the poor: micro-lending and the battle against world poverty (2000)Neural network credit scoring models (2000)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Financial system modeling using deep neural networks (DNNs) for effective risk assessment and prediction (2019)Fintech and SMEs sustainable business models: Reflections and considerations for a circular economy (2020)The role of Fintech in circular economy practices to improve sustainability performance: a two-staged SEM-ANN approach (2023)The Death of Distance: How the Communications Revolution Will Change Our Lives (1997)The Microfinance Promise (1999)Technology and social inclusion: rethinking the digital divide (2003)Measuring Financial and Social Outreach Productivity of Microfinance Institutions in Bangladesh (2015)The digital transformation of microfinance institutions: an empirical analysis (2021)Research into microfinance and ICTs: A bibliometric analysis (2022)The Strength of Weak Ties (1973)The Social psychology of intergroup relations (1979)An Integrative Theory of Intergroup Conflict (2000)The pastoral crowd: Exploring self‐hosted crowdfunding using activity theory and social capital (2017)Talking Up a Storm: How Backers Use Public Discourse to Exert Control in Crowdfunded Systems Development Projects (2019)What, Where, Who, and How? A Bibliometric Study of Crowdfunding Research (2021)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Listening to the investors: A novel framework for online lending default prediction using deep learning neural networks (2020)Exploring the lending business crowdfunding to support SMEs' financing decisions (2022)Judgment under Uncertainty: Heuristics and Biases (1974)Initial Trust Formation in New Organizational Relationships (1998)Does Culture Affect Economic Outcomes? (2006)Antecedents of Intention to Use Online Peer-to-Peer Platform in Malaysia (2021)Liquidity risk in FinTech lending: Early impact of the COVID-19 pandemic on the P2P lending market (2023)Mapping the research landscape of blockchain and crowdfunding (2025)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Peer-to-Peer Multi-Risk Insurance and Mutual Aid (2019)Credit guarantee types for financing retailers through online peer-to-peer lending: Equilibrium and coordinating strategy (2021)Financial technology research: Past and future trajectories (2024)FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND THE PREDICTION OF CORPORATE BANKRUPTCY (1968)Financial Ratios and the Probabilistic Prediction of Bankruptcy (1980)Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending (2014)Borrowers’ credit quality scoring model and applications, with default discriminant analysis based on the extreme learning machine (2020)Company bankruptcy prediction framework based on the most influential features using XGBoost and stacking ensemble learning (2021)The crowding out effect of local government debt expansion: Insights from commercial credit financing (2024)Portfolio Selection: Efficient Diversification of Investments. (1962)Forecasting with artificial neural networks: (1998)Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research (2015)P2P Lending Default Prediction Based on AI and Statistical Models (2022)The impact of Fintech on corporate carbon emissions: Towards green and sustainable development (2024)Technical Change and the Aggregate Production Function (1957)ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)A Bibliometric mapping of peer-to-peer lending research based on economic and business perspective (2022)P2P credit risk management with KG-GNN: a knowledge graph and graph neural network-based approach (2024)Exploring the role of digital financial literacy in the adoption of Peer-to-Peer lending platforms (2025)
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  • 2012Information and communication technology and the sustainability of microfinance124 cited
  • 2015How low can you go? — Overcoming the inability of lenders to set proper interest rates on unsecured peer-to-peer lending markets96 cited
  • 2015A Data-Driven Approach to Predict Default Risk of Loan for Online Peer-to-Peer (P2P) Lending78 cited
  • 2019Social collateral, soft information and online peer-to-peer lending: A theoretical model68 cited
  • 2019Blockchain, herding and trust in peer-to-peer lending60 cited
  • 2020A multi-objective instance-based decision support system for investment recommendation in peer-to-peer lending60 cited
  • 2018Factors affecting platform default risk in online peer-to-peer (P2P) lending business: an empirical study using Chinese online P2P platform data56 cited
  • 2020Determinants of defaults on P2P lending platforms in China48 cited
  • 2019Credit risk assessment of P2P lending platform towards big data based on BP neural network44 cited
  • 2016Information Sharing and User Behavior in Internet-enabled Peer-to-peer Lending Systems: An Empirical Study43 cited
  • 2010Follow the Profit or the Herd? Exploring Social Effects in Peer-to-Peer Lending40 cited
  • 2021Crowdlending: mapping the core literature and research frontiers37 cited
  • 2020How do reputation, structure design and FinTech ecosystem affect the net cash inflow of P2P lending platforms? Evidence from China

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36 cited
  • 2019Soft information in online peer-to-peer lending: Evidence from a leading platform in China35 cited
  • 2016Social Lending and Its Risks30 cited
  • 2022Artificial intelligence in Peer-to-peer lending in India: a cross-case analysis26 cited