Delivering Microfinance in Developing Countries: Controversies and Policy Perspectives

Nitin Bhatt · Shui‐Yan Tang

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Microfinance and Financial Inclusion FinTech, Crowdfunding, Digital Finance Innovation and Socioeconomic Development

Abstract

The article reviews three major controversies in the microfinance field: vehicles, technologies, and performance assessments for financial service delivery. Then it proposes that these controversies be resolved by a perspective emphasizing institutional plurality and external and internal efficiencies for individual programs. Questions for further research are discussed in the conclusion.

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1987The Economic Institutions of Capitalism 1986The Economic Institutions of Capitalism 1999The Provision of Incentives in Firms 1992Handbook of development economics 1999COPING WITH TRAGEDIES OF THE COMMONS 2010Institutions and Economic Theory: The Contribution of the New Institutional Economics 1990Economic Behavior and Institutions 2000THE MICROFINANCE SCHISM

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2013Bankers at the gate: Microfinance and the high cost of borrowed logics 2014Empowerment Through Microfinance: The Relation Between Loan Cycle and Level of Empowerment 2005Commercializing Microfinance and Deepening Outreach? Empirical Evidence from Latin America 2013Green Microfinance: Characteristics of Microfinance Institutions Involved in Environmental Management 2014The Impact of Governance and Institutional Quality on MFI Outreach and Financial Performance in Sub-Saharan Africa 2011Can Micro Health Insurance Reduce Poverty? Evidence From Bangladesh

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