The Demand for Private Medical Insurance in the UK: A Cohort Analysis

Carol Propper · Hedley Rees

98 citations0/0 files storedThe Economic Journal

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Healthcare Policy and Management Health Services Management and Policy Healthcare Systems and Reforms

Abstract

This paper examines the determinants of the demand for private health insurance in the United Kingdom from 1978 to 1996 using a pseudo‐cohort panel. The focus is on the impact of public and private sector quality, generational change, and past purchase on demand. The results indicate that there has been generational change in buying behaviour, that the number of senior doctors employed in the public sector impacts upon demand for the private alternative, and that there is limited impact of habit in purchase. Changes to the structure of labour contracts in the NHS may affect demand for the private alternative.

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References

1995Estimating long-run relationships from dynamic heterogeneous panels 1997The analysis of household surveys 1985Panel data from time series of cross-sections 1996Public Provision of Private Goods 1974The demand for education in public and private school systems 2017The demand for private health insurance: do waiting lists matter?1997Majority rule and the public provision of a private good 1993A Re-examination of the Meaning and Importance of Supplier-induced Demand

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