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BANK COMPETITION AND CONSUMER SEARCH OVER CREDIT CARD INTEREST RATES
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BANK COMPETITION AND CONSUMER SEARCH OVER CREDIT CARD INTEREST RATES (2005)BANK COMPETITION AND CONSUMER SEARCH OVER…Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2002)Do Liquidity Constraints and …Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2000)Do Liquidity Constraints and …Adverse Selection in the Credit Card Market (1999)Adverse Selection in the Cred…What's the point of credit scoring? (1997)What's the point of credit sc…Bank Credit Cards: Consumer Irrationality versus Market Forces (1996)Bank Credit Cards: Consumer I…Consumer Rationality and Credit Cards (1995)Consumer Rationality and Cred…Why are credit card rates sticky? (1994)Why are credit card rates sti…Consumer Behavior and the Stickiness of Credit Card Interest Rates (1994)Consumer Behavior and the Sti…Sequential Banking (1992)Sequential BankingCredit-Worthiness Tests and Interbank Competition (1990)Credit-Worthiness Tests and I…Oligopolistic Pricing with Sequential Consumer Search (1989)Oligopolistic Pricing with Se…Imperfect Information, Uncertainty, and Credit Rationing (1976)Imperfect Information, Uncert…Corporate distress diagnosis: Comparisons using linear discriminant analysis and neural networks (the Italian experience) (1994)Credit risk measurement: Developments over the last 20 years (1997)The Effect of Credit Scoring on Small-Business Lending (2001)Foreign Bank Entry: Experience, Implications for Developing Economies, and Agenda for Further Research (2003)Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers (2007)Production, growth and business cycles (1988)Consumption and Liquidity Constraints: An Empirical Investigation (1989)Saving and Liquidity Constraints (1991)A Quantitative Theory of Unsecured Consumer Credit with Risk of Default (2002)A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (2008)Financially Fragile Households: Evidence and Implications (2011)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)A model of insurance markets with incomplete information (1977)Screening vs. Rationing in Credit Markets with Imperfect Information (1985)The Consequences of the Dependence of Quality on Price (1987)Moral Hazard and Observability (1979)Financial Intermediation and Delegated Monitoring (1984)Agency Costs, Net Worth, And Business Fluctuations (1988)Competition in Loan Contracts (2001)The Democratization of Credit and the Rise in Consumer Bankruptcies (2016)Minimum payments and debt paydown in consumer credit cards (2018)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Credit Rationing in Markets with Imperfect Information (1981)A Theory of Auctions and Competitive Bidding (1982)Capital Requirements, Monetary Policy, and Aggregate Bank Lending: Theory and Empirical Evidence (1996)Banking Deregulation and Industry Structure: Evidence from the French Banking Reforms of 1985 (2007)Interbank tiering and money center banks (2014)Corporate financing and investment decisions when firms have information that investors do not have (1984)Asymmetric information in insurance: general testable implications (2006)Contracting with Diversely Naive Agents (2006)Credit Elasticities in Less-Developed Economies: Implications for Microfinance (2008)Saving and Liquidity Constraints (1989)Household Expenditure and the Income Tax Rebates of 2001 (2006)The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation (2009)House Prices, Home Equity–Based Borrowing, and the US Household Leverage Crisis (2011)AN EMPIRICAL ANALYSIS OF PAYMENT CARD USAGE* (2007)Borrowing High versus Borrowing Higher: Price Dispersion and Shopping Behavior in the U.S. Credit Card Market (2015)Do Banks Pass through Credit Expansions to Consumers Who want to Borrow?* (2017)Information Gatekeepers on the Internet and the Competitiveness of Homogeneous Product Markets (2001)Product Differentiation, Search Costs, and Competition in the Mutual Fund Industry: A Case Study of S&P 500 Index Funds (2004)Strategic price complexity in retail financial markets☆ (2008)Robust Predictions for Bilateral Contracting with Externalities (2003)Counterparty risk externality: Centralized versus over-the-counter markets (2013)
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References

  • 1976Imperfect Information, Uncertainty, and Credit Rationing1,413 cited
  • 2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data865 cited
  • 1989Oligopolistic Pricing with Sequential Consumer Search718 cited
  • 1990Credit-Worthiness Tests and Interbank Competition589 cited
  • 1997What's the point of credit scoring?311 cited
  • 2000Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data258 cited
  • 1999Adverse Selection in the Credit Card Market226 cited
  • 1992Sequential Banking197 cited
  • 1995Consumer Rationality and Credit Cards194 cited
  • 1994Consumer Behavior and the Stickiness of Credit Card Interest Rates193 cited
  • 1994Why are credit card rates sticky?52 cited
  • 1996Bank Credit Cards: Consumer Irrationality versus Market Forces36 cited

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