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Are we modelling the right thing? The impact of incorrect problem specification in credit scoring

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References

1997Statistical Classification Methods in Consumer Credit Scoring: A Review1,039 cited
2003Benchmarking state-of-the-art classification algorithms for credit scoring903 cited
2007Recent developments in consumer credit risk assessment472 cited
1997Credit-scoring models in the credit-union environment using neural networks and genetic algorithms151 cited
2000Credit scoring using neural and evolutionary techniques151 cited
2005Good practice in retail credit scorecard assessment117 cited
1986The flat maximum effect and linear scoring models for prediction106 cited
2000Defining attributes for scorecard construction in credit scoring38 cited
1993Evolving Bayesian classifiers for credit control—a comparison with other machine-learning methods28 cited

Cited by

2021Data Science for Economics and Finance42 cited
2023A recent review on optimisation methods applied to credit scoring models20 cited
2018Applicability of Scoring Models in Firms' Default Prediction. The Case of Slovakia16 cited
2012Probabilistic and discriminative group-wise feature selection methods for credit risk analysis13 cited
2011Comparisons of the Performance of Computational Intelligence Methods for Loan Granting Decisions13 cited

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