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Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?*
16 references·12 citing·45 second hop
Reducing the Risk at Small Community Banks: Is it Size or Geographic Diversification that Matters?* (2004)Reducing the Risk at Small Community Bank…Technological Progress and the Geographic Expansion of the Banking Industry (2006)Technological Progress and th…Federal Deposit Insurance Corporation (2005)Federal Deposit Insurance Cor…The Effects of Geographic Expansion on Bank Efficiency (2001)The Effects of Geographic Exp…New evidence on returns to scale and product mix among U.S. commercial banks (2001)New evidence on returns to sc…The role of managerial incentives in bank acquisitions (1999)The role of managerial incent…The dollars and sense of bank consolidation (1999)The dollars and sense of bank…The consolidation of the financial services industry: Causes, consequences, and implications for the future (1999)The consolidation of the fina…The efficiency effects of bank mergers and acquisition: A preliminary look at the 1990s data (1998)The efficiency effects of ban…The effect of interstate banking on large bank holding company profitability and risk (1997)The effect of interstate bank…Technical Analysis in the Foreign Exchange Market: A Layman's Guide (1997)Technical Analysis in the For…Diversification, Size, and Risk at Bank Holding Companies (1997)Diversification, Size, and Ri…Are Banks Dead? Or Are the Reports Greatly Exaggerated? (1995)Are Banks Dead? Or Are the Re…Size and performance of banking firms (1993)Size and performance of banki…Bank holding company mergers with nonbank financial firms: Effects on the risk of failure (1993)Bank holding company mergers …Changes in corporate performance associated with bank acquisitions (1992)Changes in corporate performa…Financial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …Weathering the COVID-19 Storm: The Case of Community Banks (2020)Weathering the COVID-19 Storm…Geographic diversification and credit risk in microfinance (2019)Geographic diversification an…Bank branches expansion, efficiency and local economic growth (2017)Bank branches expansion, effi…The benefits and costs of geographic diversification in banking (2016)The benefits and costs of geo…Diversification in Banking (2015)Diversification in BankingCross-border mergers and acquisitions and default risk (2015)Cross-border mergers and acqu…Contribution of macroeconomic factors to the prediction of small bank failures (2015)Contribution of macroeconomic…Determinants of trust in banking networks (2012)Determinants of trust in bank…Corporate Governance, Opaque Bank Activities, and Risk/Return Efficiency: Pre- and Post-Crisis Evidence from Turkey (2011)Corporate Governance, Opaque …The Geographic Distribution and Characteristics of U.S. Bank Failures, 2007-2010: Do Bank Failures Still Reflect Local Economic Conditions? (2010)The Geographic Distribution a…Bank stock repurchase extent and measures of corporate governance (2008)Bank stock repurchase extent …The demise of community banks? Local economic shocks are not to blame (2003)The demise of community banks…An analytic derivation of the cost of deposit insurance and loan guarantees An application of modern option pricing theory (1977)Agency Costs, Net Worth, And Business Fluctuations (1988)Regulations, Market Structure, Institutions, and the Cost of Financial Intermediation (2003)Bank Concentration and Competition: An Evolution in the Making (2004)Benchmarking Financial Systems around the World (2012)On corporate governance (1983)Does Corporate Performance Improve After Mergers? (1990)The effect of mergers and acquisitions on the efficiency and profitability of EC credit institutions (1996)The evidence on efficiency gains: The role of mergers and the benefits to the public (1999)The impact of state ownership on performance differences in privately-owned versus state-owned banks: An international comparison (2009)The equity premium: A puzzle (1985)Cost and Profit Efficiency of Financial Conglomerates and Universal Banks in Europe (2002)Financial fragility and natural disasters: An empirical analysis (2014)Which banks are more risky? The impact of business models on bank stability (2014)The arbitrage theory of capital asset pricing (1976)Moral Hazard and Observability (1979)Bank Runs, Deposit Insurance, and Liquidity (1983)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Intermediation, Loanable Funds, and The Real Sector (1997)Efficiency of financial institutions: International survey and directions for future research (1997)Inside the black box: What explains differences in the efficiencies of financial institutions? (1997)Problem loans and cost efficiency in commercial banks (1997)Cross-border bank mergers: What lures the rare animal? (2003)Borrower–lender distance, credit scoring, and loan performance: Evidence from informational-opaque small business borrowers (2007)International Comparisons of Banking Efficiency (2007)Agency Costs of Free Cash Flow, Corporate Finance, and Takeovers (1986)Financing Constraints and Corporate Investment (1988)Do Investment-Cash Flow Sensitivities Provide Useful Measures of Financing Constraints? (1997)Entrepreneurship and Bank Credit Availability (2002)What Drives Bank Competition? Some International Evidence (2004)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Bank size or distance: what hampers innovation adoption by SMEs? (2009)Being a foreigner among domestic banks: Asset or liability? (2011)The Persistent Effect of Geographic Distance in Acquisition Target Selection (2013)The Determinants of Firms' Hedging Policies (1985)Who Manages Risk? An Empirical Examination of Risk Management Practices in the Gold Mining Industry (1996)Size, Charter Value and Risk in Banking: An International Perspective (2000)Are scale economies in banking elusive or illusive? (2001)Corporate Governance And Bank Performance : A Joint Analysis Of The Static, Selection, And Dynamic Effects Of Domestic, Foreign, And State Ownership (2005)The profitability of european banks: a cross‐sectional and dynamic panel analysis (2004)The dark side of diversification: The case of US financial holding companies (2005)Bank income structure and risk: An empirical analysis of European banks (2007)How did bank holding companies prosper in the 1990s? (2000)Appendix: Banking Crisis Database (2005)Systemic Financial Crises (2005)
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References

  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 1999The consolidation of the financial services industry: Causes, consequences, and implications for the future1,480 cited
  • 1997Diversification, Size, and Risk at Bank Holding Companies1,092 cited
  • 1993Size and performance of banking firms826 cited
  • 1992Changes in corporate performance associated with bank acquisitions474 cited
  • 1993Bank holding company mergers with nonbank financial firms: Effects on the risk of failure470 cited
  • 2001The Effects of Geographic Expansion on Bank Efficiency374 cited
  • 1999The dollars and sense of bank consolidation314 cited
  • 2005Federal Deposit Insurance Corporation236 cited
  • 2006Technological Progress and the Geographic Expansion of the Banking Industry198 cited
  • 1995Are Banks Dead? Or Are the Reports Greatly Exaggerated?198 cited
  • 1998The efficiency effects of bank mergers and acquisition: A preliminary look at the 1990s data181 cited
  • 1999The role of managerial incentives in bank acquisitions173 cited
  • 1997The effect of interstate banking on large bank holding company profitability and risk156 cited
  • 1997Technical Analysis in the Foreign Exchange Market: A Layman's Guide

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154 cited
  • 2001New evidence on returns to scale and product mix among U.S. commercial banks152 cited
  • Cited by

    • 2019Geographic diversification and credit risk in microfinance91 cited
    • 2017Bank branches expansion, efficiency and local economic growth78 cited
    • 2010The Geographic Distribution and Characteristics of U.S. Bank Failures, 2007-2010: Do Bank Failures Still Reflect Local Economic Conditions?74 cited
    • 2003The demise of community banks? Local economic shocks are not to blame59 cited
    • 2015Contribution of macroeconomic factors to the prediction of small bank failures54 cited
    • 2016The benefits and costs of geographic diversification in banking47 cited
    • 2015Diversification in Banking45 cited
    • 2011Corporate Governance, Opaque Bank Activities, and Risk/Return Efficiency: Pre- and Post-Crisis Evidence from Turkey35 cited
    • 2012Determinants of trust in banking networks34 cited
    • 2015Cross-border mergers and acquisitions and default risk33 cited
    • 2020Weathering the COVID-19 Storm: The Case of Community Banks20 cited
    • 2008Bank stock repurchase extent and measures of corporate governance15 cited