References

• 1981Credit Rationing in Markets with Imperfect Information12,762 cited
• 1993Tests for Parameter Instability and Structural Change With Unknown Change Point4,325 cited
• 1978Stochastic Implications of the Life Cycle-Permanent Income Hypothesis: Theory and Evidence3,581 cited
• 1981Debt with Potential Repudiation: Theoretical and Empirical Analysis2,611 cited
• 1989Consumption and Liquidity Constraints: An Empirical Investigation1,933 cited
• 1976Imperfect Information, Uncertainty, and Credit Rationing1,413 cited
• 1993Debt-Constrained Asset Markets911 cited
• 2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data865 cited
• 1999What Drives Deregulation? Economics and Politics of the Relaxation of Bank Branching Restrictions863 cited
• 1990Who is Credit Constrained in the U. S. Economy?816 cited
• 1996Implications of Efficient Risk Sharing without Commitment727 cited
• 1980The Sensitivity of Consumption to Transitory Income: Estimates from Panel Data on Households650 cited
• 1997Personal Bankruptcy and Credit Supply and Demand477 cited
• 1989Consumption Growth Parallels Income Growth: Some New Evidence408 cited
• 1986Financial Panics, the Seasonality of the Nominal Interest Rate, and the Founding of the Fed