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Credit scoring using neural and evolutionary techniques

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References

1996A comparison of neural networks and linear scoring models in the credit union environment522 cited
1997Credit-scoring models in the credit-union environment using neural networks and genetic algorithms151 cited

Cited by

2005A survey of the issues in consumer credit modelling research140 cited
2007A credit scoring model for Vietnam's retail banking market135 cited
2012A literature review on the application of evolutionary computing to credit scoring109 cited
2018Big Data techniques to measure credit banking risk in home equity loans102 cited
2011Credit risk evaluation using a weighted least squares SVM classifier with design of experiment for parameter selection98 cited
2011Does segmentation always improve model performance in credit scoring?76 cited
2014An insight into the experimental design for credit risk and corporate bankruptcy prediction systems75 cited
2008Credit scoring using support vector machines with direct search for parameters selection73 cited
2018Credit risk assessment for unbalanced datasets based on data mining, artificial neural network and support vector machines72 cited
2009Credit scoring for profitability objectives72 cited
2009Credit rating prediction using Ant Colony Optimization66 cited
2014Genetic algorithms for credit scoring: Alternative fitness function performance comparison

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65 cited

2004Small business credit scoring: a comparison of logistic regression, neural network, and decision tree models59 cited

2024Who gets the money? A qualitative analysis of fintech lending and credit scoring through the adoption of AI and alternative data57 cited

2008Bio-Inspired Credit Risk Analysis54 cited

2010Credit risk prediction using support vector machines49 cited