Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring

Naeem Siddiqi

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Financial Distress and Bankruptcy Prediction Credit Risk and Financial Regulations Customer churn and segmentation

Abstract

Acknowledgments. Chapter 1: Introduction. Scorecards: General Overview. Chapter 2: Development: The People and the Process. Development Roles. Intelligent Development. Development and Implementation Process: Overview. Chapter 3: Development Process, Stage 1: Preliminaries and Planning. Create Business Plan. Create Project Plan. Why Scorecard Format? Chapter 4: Development Process, Stage 2: Data Review and Project Parameters. Data Availability and Quality. Data Gathering for Definition of Project Parameters. Definition of Project Parameters. Segmentation. Methodology. Review of Implementation Plan. Chapter 5: Development Process, Stage 3: Development Database Creation. Development Sample Specification. Development Data Collection and Construction. Adjusting for Prior Probabilities. Chapter 6: Development Process, Stage 4: Development. Explore Data. Missing Values and Outliers. Correlation. Initial Characteristic Analysis. Preliminary Scorecard. Reject Inference. Final Production. Choosing a Scorecard. Validation. Chapter 7: Development Process, Stage 5: Management Reports. Gains Table. Characteristic Reports. Chapter 8: Development Process, Stage 6: Implementation. Preimplementation Validation. Strategy Development. Chapter 9: Development Process, Stage 7: Postimplementation. and Portfolio Monitoring Reports. Review. Bibliography. Index.

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