References

• 1990Econometric Models and Economic Forecasts4,945 cited
• 1997Statistical Classification Methods in Consumer Credit Scoring: A Review1,039 cited
• 2000Neural network credit scoring models1,032 cited
• 2003Benchmarking state-of-the-art classification algorithms for credit scoring903 cited
• 2006Credit scoring with a data mining approach based on support vector machines805 cited
• 1996A comparison of neural networks and linear scoring models in the credit union environment522 cited
• 2007Using neural network ensembles for bankruptcy prediction and credit scoring514 cited
• 2005A two-stage hybrid credit scoring model using artificial neural networks and multivariate adaptive regression splines389 cited
• 2005Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring381 cited
• 2005Building credit scoring models using genetic programming356 cited
• 2002Credit scoring using the hybrid neural discriminant technique355 cited
• 2003Evaluating consumer loans using neural networks280 cited
• 2003Credit scoring and rejected instances reassigning through evolutionary computation techniques226 cited
• 2002Genetic programming and rough sets: A hybrid approach to bankruptcy classification219 cited
• 2005