References

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• 1992Insiders and Outsiders: The Choice between Informed and Arm's-Length Debt3,902 cited
• 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
• 2000Relationship Banking: What Do We Know?2,367 cited
• 1990Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships2,333 cited
• 2005Does function follow organizational form? Evidence from the lending practices of large and small banks2,090 cited
• 1995Competition when Consumers have Switching Costs: An Overview with Applications to Industrial Organization, Macroeconomics, and International Trade1,519 cited
• 2001State-Owned and Privately Owned Firms: An Empirical Analysis of Profitability, Leverage, and Labor Intensity1,218 cited
• 1990The role of banks in reducing the costs of financial distress in Japan1,212 cited
• 1998On the Costs of a Bank‐Centered Financial System: Evidence from the Changing Main Bank Relations in Japan943 cited
• 2000Multiple versus Single Banking Relationships: Theory and Evidence759 cited
• 1998Is relationship lending special? Evidence from credit-file data in Germany709 cited
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• 1992