Estimating the Profitability of Islamic Banking: Evidence from Bank Muamalat Indonesia

Mehmet Asutay · Hylmun Izhar

56 citations0/0 files storedDurham Research Online (Durham University)

No readable copy stored yet — this record is metadata only.

No open-access location is known for this record yet.

Literature note Cite in a project Citation map

Islamic Finance and Banking Studies Banking stability, regulation, efficiency Banking Sector Performance and Management

Abstract

The primary goal of this paper is to empirically analyze the performance of Bank Muamalat Indonesia (BMI) in terms of its ROA. Utilizing regression analysis, the paper estimates the internal determinants; taken from the bank financial structure as well as its external determinant. It is found that profit has been dominantly generated from financing activities. On the other hand, service activities have not contributed significantly to the profitability of BMI. The paper also indicates that, during 1996-2001, BMI’s portfolio has been greatly biased towards short-term based financing. The result of the paper also confirms the hypothesis of the positive relationship between inflation and profitability measure.

Paper brief

Loading…

Cite this work

Citation unavailable for this work.

BibTeX RIS CSL-JSON

No public copy is stored for this record, so only the metadata is cited.

Citations in this library

Citation map →

Stored only when both papers are in the corpus — 56 citations exist upstream.

Cited by

2020Do Oil Price Shocks and Other Factors Create Bigger Impacts on Islamic Banks than Conventional Banks?2022The impact of COVID-19 on financial structure and performance of Islamic banks: a comparative study with conventional banks in the GCC countries 2013The Impact of Macroeconomic Variables and Banks Characteristics on Jordanian Islamic Banks Profitability: Empirical Evidence 2021Competition Strategy in the Islamic Banking Industry: An Empirical Review 2019Marketability, profitability, and profit-loss sharing: evidence from sharia banking in Indonesia 2017The Bank Sector Performance and Macroeconomics Environment: Empirical Evidence in Togo 2022The financial stability of Islamic banks and sukuk market development: Is the effect complementary or competitive?2022THE EFFECT OF COVID-19 AND SECTORAL FINANCING ON ISLAMIC BANK PROFITABILITY IN INDONESIA

Imported from OpenAlex (CC0) — nothing here is generated.