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The Business Models and Economics of Peer-to-Peer Lending
3 references·16 citing·49 second hop
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this work references cited by second hop

References

  • 2002Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking1,447 cited
  • 1993Contemporary Banking Theory1,251 cited
  • 1999Banks as Liquidity Providers: An Explanation for the Co-Existence of Lending and Deposit-Taking452 cited

Cited by

  • 2016Evaluating borrower’s default risk in peer-to-peer lending: evidence from a lending platform in China152 cited
  • 2021Online peer-to-peer lending: A review of the literature126 cited
  • 2023Global fintech trends and their impact on international business: a review119 cited
  • 2019Network based credit risk models107 cited
  • 2019Peer-to-Peer Multi-Risk Insurance and Mutual Aid94 cited
  • 2022The impact of FinTech firms on bank financial stability84 cited
  • 2021Regulatory Lag, Regulatory Friction and Regulatory Transition as FinTech Disenablers: Calibrating an EU Response to the Regulatory Sandbox Phenomenon72 cited
  • 2019Latent Factor Models for Credit Scoring in P2P Systems64 cited
  • 2019What Determine Loan Rate and Default Status in Financial Technology Online Direct Lending? Evidence from Indonesia55 cited
  • 2020P2P lending and outside entrepreneurial finance50 cited
  • 2019The promise and perils of alternative market-based finance: the case of P2P lending in the UK

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48 cited
  • 2022Exploring the lending business crowdfunding to support SMEs' financing decisions48 cited
  • 2019Fintech and the Future of Financial Services: What Are the Research Gaps?48 cited
  • 2021Why do peer-to-peer (P2P) lending platforms fail? The gap between P2P lenders' preferences and the platforms’ intentions47 cited
  • 2018Peer-to-Peer Lending: Business Model Analysis and the Platform Dilemma46 cited
  • 2020Developing a P2P lending platform: stages, strategies and platform configurations43 cited