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Financial Innovation and Borrowers: Evidence from Peer-to-Peer Lending

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References

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2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
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1990Peer Monitoring and Credit Markets1,315 cited
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2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited

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2019The Role of Technology in Mortgage Lending1,180 cited

Cited by

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2020Determinants of the Use of Fintech Finance Among Chinese Small and Medium-Sized Enterprises57 cited
2020Bank misconduct and online lending54 cited
2021COVID-19 bust, policy response, and rebound: equity crowdfunding and P2P versus banks52 cited
2018Determinants of the Use of Fintech Finance among Chinese Small and Medium-Sized Enterprises41 cited
2021Invisible Primes: Fintech Lending with Alternative Data39 cited
2022A survey of AI in finance36 cited
2017Winners and Losers of Marketplace Lending: Evidence from Borrower Credit Dynamics36 cited
2018What does financial intermediation theory tell us about fintechs?33 cited
2019Fintech and Credit Scoring for the Millennials: Evidence using Mobile and Social Footprints28 cited
2022Artificial intelligence in Peer-to-peer lending in India: a cross-case analysis26 cited
2018The Real Effects of Financial Technology: Marketplace Lending and Personal Bankruptcy21 cited
2024Does FinTech credit affect firms’ cost of capital and capital structure?20 cited
2020Fintech Borrowers: Lax-Screening or Cream-Skimming?20 cited