An Empirical Examination of Factors Influencing the Behavioral Intention to Use Zakat-Based Crowdfunding Platform Model for Countering the Adverse Impact of COVID-19 on MSMEs in Indonesia

Sulaeman Sulaeman · Sri Yayu Ninglasari

21 citations0/0 files storedInternational Conference of Zakat

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FinTech, Crowdfunding, Digital Finance Islamic Finance and Banking Studies Technology Adoption and User Behaviour

Abstract

ABSTRACT This study aims to examine the behavioral intention of the Muslim crowd funders to use the Zakat-based crowdfunding platform model by adopting the concept of the Unified Theory of Acceptance and Use of Technology (UTAUT) Model. The platform model, as an intermediary between Muslim crowd funders and MSMEs, provides financing services for MSMEs to fight any kind of situation/pandemic like COVID-19 nowadays. This study used the primary data that is collected by using the online survey questionnaires, and then the analysis is conducted using partial least squares (PLS) regression. The empirical study shows that all the variables except for facilitating conditions have a significant positive effect on the intention of Muslim crowd funders to use the Zakat-based crowdfunding platform model. The present study will help the government and policymakers to plan appropriate intervention strategies to minimize the adverse impact of the COVID-19 pandemic on MSMEs in Indonesia. Furthermore, the study will contribute to the existing literature especially on the factors influencing the adoption of the Zakat-based crowdfunding platform model.

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References

1981Evaluating Structural Equation Models with Unobservable Variables and Measurement Error 1989Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology 2003User Acceptance of Information Technology: Toward A Unified View1 2000A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies 2011PLS-SEM: Indeed a Silver Bullet 2009\nThe use of partial least squares path modeling in international marketing 2013The dynamics of crowdfunding: An exploratory study 2013Crowdfunding: Tapping the right crowd

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2021Mitigating the Effect of Covid-19 on the Society Through the Islamic Social Finance 2025Transforming Islamic social finance: determinants of blockchain technology adoption for zakat payment 2022Technology acceptance of zakat payment platform: An analysis of modified of unified theory of acceptance and use of technology 2023Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model

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