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What Do High-Interest Borrowers Do with Their Tax Rebate?

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References

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2011Payday lenders: Heroes or villains?400 cited
2008Do Payday Loans Cause Bankruptcy?102 cited

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2015Why Don't Households Smooth Consumption? Evidence from a 25 Million Dollar Experiment56 cited
2010An Experimental Analysis of the Demand for Payday Loans53 cited
2020Using artificial intelligence to overcome over-indebtedness and fight poverty43 cited
2009Payday Lenders: Heroes or Villains?40 cited
2015Natural Experiments in Macroeconomics34 cited

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2021Socioeconomic Disparities in Parental Spending after Universal Cash Transfers: The Case of the Alaska Dividend28 cited

2019Does Labor Supply Respond to Transitory Income? Evidence from the Economic Stimulus Payments of 200827 cited

2017Consumer Default, Credit Reporting, and Borrowing Constraints26 cited

2017The Persistent Reduction in Poverty from Filing a Tax Return24 cited

2013Sticking to Your Plan: Hyperbolic Discounting and Credit Card Debt Paydown18 cited

2017Information Disclosure, Cognitive Biases and Payday Borrowing18 cited

2013Consumption and Debt Response to Unanticipated Income Shocks: Evidence from a Natural Experiment in Singapore16 cited

2012Liquidity Constraints and Consumer Bankruptcy: Evidence from Tax Rebates16 cited

2021Anticipation and Consumption14 cited

2015Behavioral Economics4 cited