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Color and credit: Race, regulation, and the quality of financial services · Study

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ArticleColor and credit: Race, regulation, and the quality of financial services

Taylor A. Begley2021

Article2021

Color and credit: Race, regulation, and the quality of financial services

Taylor A. Begley · Amiyatosh K. Purnanandam

115 citations·0/0 files stored·Journal of Financial Economics

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Banking stability, regulation, efficiency Urban, Neighborhood, and Segregation Studies Microfinance and Financial Inclusion

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References

1991Multitask Principal–Agent Analyses: Incentive Contracts, Asset Ownership, and Job Design 2006Household Finance 2006Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets 1992Mortgage Lending in Boston: Interpreting HMDA Data 1998Evidence on Discrimination in Mortgage Lending 2015Asset Quality Misrepresentation by Financial Intermediaries: Evidence from the RMBS Market 2016Advertising Expensive Mortgages 2010Obfuscation, Learning, and the Evolution of Investor Sophistication

Cited by

2023Lender Automation and Racial Disparities in Credit Access 2020Politicizing consumer credit 2021Voice of the Customers: Local Trust Culture and Consumer Complaints to the CFPB 2020Bank misconduct and online lending 2021Lender Automation and Racial Disparities in Credit Access 2021Cashless Payment and Financial Inclusion

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Details

Year2021

Typearticle

Published2021-03-07

VenueJournal of Financial Economics

ISSN-L0304-405X

Languageen

Citations115

Files0 public / 0

ShelfBanking stability, regulation, efficiency

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doi10.1016/j.jfineco.2021.03.001

openalex_workW3133564113

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2020

Public Disclosure and Consumer Financial Protection

2021Racial Disparities in Access to Small Business Credit: Evidence from the Paycheck Protection Program