Article2021

Pleas for patience from the cumulative future self

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Decision-Making and Behavioral Economics Financial Literacy, Pension, Retirement Analysis Psychological and Temporal Perspectives Research

Abstract

Current selves wield all the power in intertemporal tradeoffs. Although one set of future selves will make similar tradeoffs in the future, another self - who we term the cumulative future self - falls on the receiving end of those dictated decisions. How current selves commune with the cumulative future self determines whether the former heed pleas, from the latter, for patience.

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References

1971Personal Identity 2011Increasing Saving Behavior Through Age-Progressed Renderings of the Future Self 2009Discounting Time and Time Discounting: Subjective Time Perception and Intertemporal Preferences 2009Don’t stop thinking about tomorrow: Individual differences in future self-continuity account for saving 2008How We See Ourselves and How We See Others 2010Psychological connectedness and intertemporal choice.2011On Intertemporal Selfishness: How the Perceived Instability of Identity Underlies Impatient Consumption 2018The psychology of thinking about the future

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