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Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets
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Measuring the Welfare Cost of Asymmetric Information in Consumer Credit Markets (2021)Measuring the Welfare Cost of Asymmetric …Fintech and big tech credit: a new database (2020)Fintech and big tech credit: …The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…Marketplace Lending: A New Banking Paradigm? (2018)Marketplace Lending: A New Ba…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…The Interest Rate Elasticity of Mortgage Demand: Evidence from Bunching at the Conforming Loan Limit (2017)The Interest Rate Elasticity …The FinTech Opportunity (2016)The FinTech OpportunityObserving Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment (2016)Observing Unobservables: Iden…Asymmetric Information about Collateral Values (2015)Asymmetric Information about …Contract Pricing in Consumer Credit Markets (2012)Contract Pricing in Consumer …Selection in Insurance Markets: Theory and Empirics in Pictures (2011)Selection in Insurance Market…Credit Elasticities in Less-Developed Economies: Implications for Microfinance (2008)Credit Elasticities in Less-D…Testing for Asymmetric Information in Insurance Markets (2000)Testing for Asymmetric Inform…Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2000)Do Liquidity Constraints and …Adverse Selection in the Credit Card Market (1999)Adverse Selection in the Cred…Credit Rationing in Markets with Imperfect Information (1981)Credit Rationing in Markets w…Imperfect Information, Uncertainty, and Credit Rationing (1976)Imperfect Information, Uncert…Increases in risk and in risk aversion (1974)Risk Sharing and Incentives in the Principal and Agent Relationship (1979)Corporate financing and investment decisions when firms have information that investors do not have (1984)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Dependence and Growth (1996)Production, growth and business cycles (1988)Consumption and Liquidity Constraints: An Empirical Investigation (1989)Saving and Liquidity Constraints (1991)A Quantitative Theory of Unsecured Consumer Credit with Risk of Default (2002)A Model of Money and Credit, with Application to the Credit Card Debt Puzzle (2008)Financially Fragile Households: Evidence and Implications (2011)The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)A model of insurance markets with incomplete information (1977)Screening vs. Rationing in Credit Markets with Imperfect Information (1985)The Consequences of the Dependence of Quality on Price (1987)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)How Does Risk Selection Respond to Risk Adjustment? New Evidence from the Medicare Advantage Program (2014)Equilibria in Health Exchanges: Adverse Selection versus Reclassification Risk (2015)Moral Hazard in Health Insurance: What We Know and How We Know It (2018)Incentives, Learning, and Compensation: A Theoretical and Empirical Investigation of Managerial Labor Contracts (1986)Panel Data Models: Some Recent Developments (2001)Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market (2004)Multiple Dimensions of Private Information: Evidence from the Long-Term Care Insurance Market (2006)Corporate Governance and Blockchains (2016)Fintech and regtech: Impact on regulators and banks (2018)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Fintech and access to finance (2021)Two-sided markets: a progress report (2006)FinTech, Lending and Payment Innovation: A Review (2020)P2P Lenders versus Banks: Cream Skimming or Bottom Fishing? (2021)Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program (2022)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)Prospect Theory: An Analysis of Decision under Risk (1979)Mental Accounting and Consumer Choice (1985)Mental Accounting and Consumer Choice (2008)Giving Credit Where It Is Due (2010)Do interest rates matter? Credit demand in the Dhaka slums (2011)Group versus individual liability: Short and long term evidence from Philippine microcredit lending groups (2013)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)
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References

  • 1981Credit Rationing in Markets with Imperfect Information12,762 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 1976Imperfect Information, Uncertainty, and Credit Rationing1,413 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2000Testing for Asymmetric Information in Insurance Markets1,001 cited
  • 2016The FinTech Opportunity624 cited
  • 2011Selection in Insurance Markets: Theory and Empirics in Pictures354 cited
  • 2008Credit Elasticities in Less-Developed Economies: Implications for Microfinance286 cited
  • 2018Marketplace Lending: A New Banking Paradigm?258 cited
  • 2000Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data258 cited
  • 1999Adverse Selection in the Credit Card Market226 cited
  • 2012Contract Pricing in Consumer Credit Markets196 cited
  • 2017The Interest Rate Elasticity of Mortgage Demand: Evidence from Bunching at the Conforming Loan Limit179 cited
  • 2016Observing Unobservables: Identifying Information Asymmetries with a Consumer Credit Field Experiment143 cited
  • 2020Fintech and big tech credit: a new database138 cited

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  • 2015Asymmetric Information about Collateral Values133 cited
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