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Did Securitization Lead to Lax Screening? Evidence from Subprime Loans
16 references·16 citing·42 second hopsampled
Did Securitization Lead to Lax Screening? Evidence from Subprime Loans (2008)Did Securitization Lead to Lax Screening?…The failure of models that predict failure: Distance, incentives, and defaults (2014)The failure of models that pr…Understanding the Subprime Mortgage Crisis (2009)Understanding the Subprime Mo…On Loan Sales, Loan Contracting, and Lending Relationships (2008)On Loan Sales, Loan Contracti…Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)Information Asymmetry and Fin…Economic Impacts of New Unionization on Private Sector Employers: 1984-2001 (2004)Economic Impacts of New Union…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Urban Decline and Durable Housing (2001)Urban Decline and Durable Hou…Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking (2001)Liquidity Risk, Liquidity Cre…What Do a Million Observations on Banks Say About the Transmission of Monetary Policy? (2000)What Do a Million Observation…Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options (2000)Mortgage Terminations, Hetero…Financial Intermediation, Loanable Funds, and The Real Sector (1997)Financial Intermediation, Loa…Banks and loan sales Marketing nonmarketable assets (1995)Banks and loan sales Marketin…Liquidity versus Control: The Institutional Investor as Corporate Monitor (1991)Liquidity versus Control: The…Financial Intermediation and Delegated Monitoring (1984)Financial Intermediation and …Econometric policy evaluation: A critique (1976)Econometric policy evaluation…Beyond the Balance Sheet Model of Banking: Implications for Bank Regulation and Monetary Policy (2018)Beyond the Balance Sheet Mode…The Long-term Consequences of Teacher Discretion in Grading of High-stakes Tests (2016)The Long-term Consequences of…Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program (2015)Mortgage Refinancing, Consume…Loan officer Incentives and the Limits of Hard Information (2013)Loan officer Incentives and t…Exporting Liquidity: Branch Banking and Financial Integration (2013)Exporting Liquidity: Branch B…Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program (2012)Policy Intervention in Debt R…Does securitization reduce credit risk taking? Empirical evidence from US bank holding companies (2011)Does securitization reduce cr…Originator Performance, CMBS Structures, and the Risk of Commercial Mortgages (2010)Originator Performance, CMBS …Local Versus Aggregate Lending Channels: The Effects Of Securitization On Corporate Credit Supply In Spain (2010)Local Versus Aggregate Lendin…Household Leverage and the Recession of 2007 to 2009 (2010)Household Leverage and the Re…The Subprime Crisis and House Price Appreciation (2009)The Subprime Crisis and House…Technological Change, Financial Innovation, and Diffusion in Banking (2009)Technological Change, Financi…Financial Sector Pro-Cyclicality: Lessons from the Crisis (2009)Financial Sector Pro-Cyclical…Financial Innovation and Endogenous Growth (2009)Financial Innovation and Endo…The 2007 Meltdown In Structured Securitization: Searching For Lessons, Not Scapegoats (2008)The 2007 Meltdown In Structur…An Empirical Model of Subprime Mortgage Default From 2000 to 2007 (2008)An Empirical Model of Subprim…Monitoring and Reputation: The Choice between Bank Loans and Directly Placed Debt (1991)Credit Cycles (1997)Tracing the Impact of Bank Liquidity Shocks: Evidence from an Emerging Market (2008)Deciphering the Liquidity and Credit Crunch 2007–2008 (2009)A Theory of the Consumption Function (1960)Some International Evidence on Output-Inflation Tradeoffs. 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Evidence from the lending practices of large and small banks (2005)Liquidity and leverage (2008)Increasing Returns and Economic Geography (1990)Growth in Cities (1992)Corporate Governance and Equity Prices (2003)Assessing High House Prices: Bubbles, Fundamentals and Misperceptions (2005)Urban Growth and Transportation (2012)Firms, Contracts, and Financial Structure (1995)Banks as Liquidity Providers: An Explanation for the Coexistence of Lending and Deposit‐taking (2002)How does capital affect bank performance during financial crises? (2013)Personal Knowledge: Towards a Post-Critical Philosophy (1959)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Discretionary disclosure (1983)A more complete conceptual framework for SME finance (2006)The Twin Crises: The Causes of Banking and Balance-of-Payments Problems (1999)Loss Aversion and Seller Behavior: Evidence from the Housing Market (2001)The anatomy of bank diversification (2009)The Consequences of Mortgage Credit Expansion: Evidence from the U.S. Mortgage Default Crisis * (2009)Loan growth and riskiness of banks (2010)Credit Booms and Lending Standards: Evidence from the Subprime Mortgage Market (2012)
this work references cited by second hop· second hop is a sample of the most-cited connections

References

  • 1984Financial Intermediation and Delegated Monitoring8,393 cited
  • 1976Econometric policy evaluation: A critique6,104 cited
  • 1997Financial Intermediation, Loanable Funds, and The Real Sector3,910 cited
  • 2000What Do a Million Observations on Banks Say About the Transmission of Monetary Policy?2,505 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2001Liquidity Risk, Liquidity Creation, and Financial Fragility: A Theory of Banking2,006 cited
  • 2007Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans1,572 cited
  • 2009Understanding the Subprime Mortgage Crisis1,012 cited
  • 2001Urban Decline and Durable Housing989 cited
  • 1991Liquidity versus Control: The Institutional Investor as Corporate Monitor924 cited
  • 2000Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options794 cited
  • 1995Banks and loan sales Marketing nonmarketable assets605 cited
  • 2004Economic Impacts of New Unionization on Private Sector Employers: 1984-2001504 cited
  • 2014The failure of models that predict failure: Distance, incentives, and defaults

Only edges whose both ends are imported exist here. Widen the year window, or show the whole map. Back to the work

497 cited
  • 2008On Loan Sales, Loan Contracting, and Lending Relationships478 cited
  • Cited by

    • 2008An Empirical Model of Subprime Mortgage Default From 2000 to 2007150 cited
    • 2012Policy Intervention in Debt Renegotiation: Evidence from the Home Affordable Modification Program133 cited
    • 2009The Subprime Crisis and House Price Appreciation132 cited
    • 2015Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program126 cited
    • 2016The Long-term Consequences of Teacher Discretion in Grading of High-stakes Tests119 cited
    • 2009Financial Innovation and Endogenous Growth114 cited
    • 2018Beyond the Balance Sheet Model of Banking: Implications for Bank Regulation and Monetary Policy97 cited
    • 2010Household Leverage and the Recession of 2007 to 200997 cited
    • 2011Does securitization reduce credit risk taking? Empirical evidence from US bank holding companies96 cited
    • 2008The 2007 Meltdown In Structured Securitization: Searching For Lessons, Not Scapegoats93 cited
    • 2009Financial Sector Pro-Cyclicality: Lessons from the Crisis88 cited
    • 2010Originator Performance, CMBS Structures, and the Risk of Commercial Mortgages79 cited
    • 2010Local Versus Aggregate Lending Channels: The Effects Of Securitization On Corporate Credit Supply In Spain72 cited
    • 2013Exporting Liquidity: Branch Banking and Financial Integration68 cited
    • 2013Loan officer Incentives and the Limits of Hard Information57 cited
    • 2009Technological Change, Financial Innovation, and Diffusion in Banking46 cited