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The Moderating effect of Digital and Financial Literacy on the Digital Financial Services and Financial Behavior of MSMEs
16 references·5 citing·47 second hop
The Moderating effect of Digital and Financial Literacy on the Digital Financial Services and Financial Behavior of MSMEs (2022)The Moderating effect of Digital and Fina…Digital and financial literacy as determinants of digital payments and personal finance (2022)Digital and financial literac…The rise of digital finance: Financial inclusion or debt trap? (2021)The rise of digital finance: …Impact of digital financial inclusion on ASEAN banking stability: implications for the post-Covid-19 era (2021)Impact of digital financial i…Why do people purchase from online travel agencies (OTAs)? A consumption values perspective (2020)Why do people purchase from o…The effect of fintech on banks’ credit provision to SMEs: Evidence from China (2020)The effect of fintech on bank…Positive and negative word of mouth (WOM) are not necessarily opposites: A reappraisal using the dual factor theory (2020)Positive and negative word of…Point of adoption and beyond. Initial trust and mobile-payment continuation intention (2020)Point of adoption and beyond.…Customer engagement, customer equity and repurchase intention in mobile apps (2020)Customer engagement, customer…The impact of digital finance on household consumption: Evidence from China (2019)The impact of digital finance…Impact of digital finance on financial inclusion and stability (2018)Impact of digital finance on …Fintech and regtech: Impact on regulators and banks (2018)Fintech and regtech: Impact o…From Fintech to Finlife: the case of Fintech Development in China (2016)From Fintech to Finlife: the …E-commerce adoption by SMEs in developing countries: evidence from Indonesia (2016)E-commerce adoption by SMEs i…The Evolution of Fintech: A New Post-Crisis Paradigm? (2015)The Evolution of Fintech: A N…Cross-country variation in household access to financial services (2008)Cross-country variation in ho…Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology (1989)Perceived Usefulness, Perceiv…Understanding FinTech Adoption Drivers for Digital Financial Sustainability in Urban and Rural MSMEs (2026)Understanding FinTech Adoptio…The effect of business experience on fintech behavioural adoption among MSME managers: the mediating role of digital financial literacy and its components (2025)The effect of business experi…Is Digital Literacy a Moderator Variable in the Relationship Between Financial Literacy, Financial Inclusion, and Financial Well-Being in the Ecuadorian Context? 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A panel data analysis (2020)Electronic Commerce 2002: A Managerial Perspective (2002)Post-Adoption Variations in Usage and Value of E-Business by Organizations: Cross-Country Evidence from the Retail Industry (2005)Adoption of e‐commerce applications in SMEs (2011)Impact of information and communication technology in Nigerian small-to medium-sized enterprises (2019)Promoting tourism business through digital marketing in the new normal era: a sustainable approach (2022)A systematic literature review on the factors influencing e-commerce adoption in developing countries (2023)Agency Theory: An Assessment and Review (1989)Digital Finance and FinTech: current research and future research directions (2017)Financial inclusion research around the world: A review (2020)Environmental decentralization, digital finance and green technology innovation (2022)The Poverty of Historicism (1958)Does bank FinTech reduce credit risk? 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The influence of review credibility, review usefulness, and ease of use on consumers’ continuance intention (2020)Sharing of fake news on social media: Application of the honeycomb framework and the third-person effect hypothesis (2020)Structural equation modeling in practice: A review and recommended two-step approach. (1988)Principles and Practice of Structural Equation Modeling (1998)Principles and Practice of Structural Equation Modeling (2012)Do green human resource management and self-efficacy facilitate green creativity? A study of luxury hotels and resorts (2021)Green inclusive leadership and green creativity in the tourism and hospitality sector: serial mediation of green psychological climate and work engagement (2021)Self-control, financial literacy and consumer over-indebtedness (2011)Digital financial inclusion and poverty alleviation: Evidence from the sustainable development of China (2022)Does digital finance matter for corporate green investment? Evidence from heavily polluting industries in China (2022)Digital finance and the low-carbon energy transition (LCET) from the perspective of capital-biased technical progress (2023)Taming the Beast: A Scientific Definition of Fintech (2016)Fintech and banking: What do we know? (2019)Sustainability, FinTech and Financial Inclusion (2020)
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References

  • 1989Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology68,271 cited
  • 2018Impact of digital finance on financial inclusion and stability2,124 cited
  • 2015The Evolution of Fintech: A New Post-Crisis Paradigm?1,475 cited
  • 2019The impact of digital finance on household consumption: Evidence from China961 cited
  • 2008Cross-country variation in household access to financial services709 cited
  • 2018Fintech and regtech: Impact on regulators and banks670 cited
  • 2021The rise of digital finance: Financial inclusion or debt trap?444 cited
  • 2020Point of adoption and beyond. Initial trust and mobile-payment continuation intention363 cited
  • 2020Why do people purchase from online travel agencies (OTAs)? A consumption values perspective322 cited
  • 2016E-commerce adoption by SMEs in developing countries: evidence from Indonesia317 cited
  • 2020The effect of fintech on banks’ credit provision to SMEs: Evidence from China298 cited
  • 2020Positive and negative word of mouth (WOM) are not necessarily opposites: A reappraisal using the dual factor theory219 cited
  • 2016From Fintech to Finlife: the case of Fintech Development in China201 cited
  • 2022Digital and financial literacy as determinants of digital payments and personal finance184 cited

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  • 2020Customer engagement, customer equity and repurchase intention in mobile apps184 cited
  • 2021Impact of digital financial inclusion on ASEAN banking stability: implications for the post-Covid-19 era176 cited
  • Cited by

    • 2025The effect of business experience on fintech behavioural adoption among MSME managers: the mediating role of digital financial literacy and its components23 cited
    • 2025Is Digital Literacy a Moderator Variable in the Relationship Between Financial Literacy, Financial Inclusion, and Financial Well-Being in the Ecuadorian Context?21 cited
    • 2024Navigating the digital financial landscape: unraveling the impact of financial behavior traits on women-owned enterprises in the new normal perspective20 cited
    • 2025Enablers and Barriers in FinTech Adoption: A Systematic Literature Review of Customer Adoption and Its Impact on Bank Performance18 cited
    • 2026Understanding FinTech Adoption Drivers for Digital Financial Sustainability in Urban and Rural MSMEs8 cited