Pengaruh Penggunaan Paylater terhadap Sikap Konsumtif Mahasiswa Universitas Jambi dalam Perspektif Ekonomi Islam

Abstract

Based on a preliminary survey conducted by researchers of 100 students of the Faculty of Economics and Business, University of Jambi using a questionnaire distributed online via Google Form, it was found that 78 students agreed that paylater affects consumptive behavior. And the results of a research study conducted by researchers also show that 97 students use Shopee PayLater with the slogan "pay later with payments in 3-6 months". This study uses a quantitative approach. The data used is primary data by distributing questionnaires to Jambi University FEB students online via the Google form. A sample of 100 people using the slovin formula was taken by random sampling method with non-probability sampling. The data analysis used was a simple linear regression analysis processed with SPSS version 29. The results of this study indicate that the variable use of the Shopee PayLater pay later payment system has a significant effect on the consumption behavior of Jambi University FEB students. From a sharia business perspective, the paylater system is actually a paylater system using a qardh contract or payment note, where no interest and only rational administration are legally permitted.

Cite this work

No public copy is stored for this record, so only the metadata is cited.

Stored only when both papers are in the corpus — 10 citations exist upstream.

Papers that cite the same references — the relational fallback while embeddings are still backfilling.