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Heterogeneous Impact of Fintech on the Profitability of Commercial Banks: Competition and Spillover Effects
16 references·1 citing·49 second hopsampled
Heterogeneous Impact of Fintech on the Profitability of Commercial Banks: Competition and Spillover Effects (2023)Heterogeneous Impact of Fintech on the Pr…The impact of bank FinTech on liquidity creation: Evidence from China (2022)The impact of bank FinTech on…Fintech Innovations in the Financial Service Industry (2022)Fintech Innovations in the Fi…Riding the FinTech innovation wave: FinTech, patents and bank performance (2021)Riding the FinTech innovation…Making the world a better place with fintech research (2021)Making the world a better pla…Does fintech innovation improve bank efficiency? Evidence from China’s banking industry (2021)Does fintech innovation impro…A review of literature directions regarding the impact of fintech firms on the banking industry (2021)A review of literature direct…The effect of fintech on banks’ credit provision to SMEs: Evidence from China (2020)The effect of fintech on bank…Fintech development and bank risk taking in China (2020)Fintech development and bank …Does bank FinTech reduce credit risk? Evidence from China (2020)Does bank FinTech reduce cred…Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Can fintech improve the effic…FinTech, BigTech, and the Future of Banks (2019)FinTech, BigTech, and the Fut…FinTech, BigTech and Banks (2019)FinTech, BigTech and BanksFintech and banking: What do we know? (2019)Fintech and banking: What do …Why fintechs cooperate with banks—evidence from germany (2018)Why fintechs cooperate with b…Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges (2018)Decoding Alipay: Mobile Payme…FinTech banking industry: a systemic approach (2017)FinTech banking industry: a s…Enablers and Barriers in FinTech Adoption: A Systematic Literature Review of Customer Adoption and Its Impact on Bank Performance (2025)Enablers and Barriers in FinT…Case Study Research: Design and Methods (1984)Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology (1989)User Acceptance of Information Technology: Toward A Unified View1 (2003)Investigating the role of Fintech in the banking industry: what do we know? (2022)The Impact of FinTech and Blockchain Technologies on Banking and Financial Services (2022)The impacts of Fintech adoption, green finance and competitiveness on banks’ sustainable performance: digital transformation as moderator (2024)Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)The Evolution of Fintech: A New Post-Crisis Paradigm? (2015)Fintech, regulatory arbitrage, and the rise of shadow banks (2018)The impact of fintech innovation on green growth in China: Mediating effect of green finance (2021)The impact of the FinTech revolution on the future of banking: Opportunities and risks (2022)Agency costs and innovation (1989)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Can FinTech reduce disparities in access to finance? Evidence from the Paycheck Protection Program (2022)Digital transformation and the emergence of the Fintech sector: Systematic literature review (2022)Fintech and big tech credit: Drivers of the growth of digital lending (2022)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)A more complete conceptual framework for SME finance (2006)FinTech, SME efficiency and national culture: Evidence from OECD countries (2020)Does the bank’s FinTech innovation reduce its risk-taking? Evidence from China’s banking industry (2022)The impact of digital inclusive finance on sustainable economic growth in China (2022)Specification Tests in Econometrics (1978)Another look at the instrumental variable estimation of error-components models (1995)Initial conditions and moment restrictions in dynamic panel data models (1998)Impact of Green financing, FinTech, and financial inclusion on energy efficiency (2021)Digital finance and corporate financial fraud (2023)Financial Development and Economic Growth: Views and AgendaBank Runs, Deposit Insurance, and Liquidity (1983)Law and Finance (1998)FinTech and commercial banks' performance in China: A leap forward or survival of the fittest? (2021)Fintech-based financial inclusion and bank risk-taking: Evidence from OIC countries (2021)The effect of FinTech development on financial stability in an emerging market: The role of market discipline (2022)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)The Role of Technology in Mortgage Lending (2019)Does green credit improve the core competence of commercial banks? Based on quasi-natural experiments in China (2021)The diffusion of financial technology-enabled innovation in GCC-listed banks and its relationship with profitability and market value (2024)Fintech: Ecosystem, business models, investment decisions, and challenges (2017)Can Fintech development pave the way for a transition towards low-carbon economy: A global perspective (2021)Digital financial inclusion and poverty alleviation: Evidence from the sustainable development of China (2022)Design science in information systems research (2004)Design Science in Information Systems Research1 (2004)The Black Box Society (2015)Small businesses and FinTech: a systematic review and future directions (2023)The dark side of FinTech in financial services: a qualitative enquiry into FinTech developers’ perspective (2023)Financial inclusion and fintech: a state-of-the-art systematic literature review (2025)Islamic vs. conventional banks: Business models, efficiency and stability (2013)Digital Finance and FinTech: current research and future research directions (2017)Geographic proximity and corporate investment efficiency: Evidence from high-speed rail construction in China (2022)The contribution of climate finance toward environmental sustainability: New global evidence (2022)
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References

  • 2019Fintech and banking: What do we know?1,208 cited
  • 2021Does fintech innovation improve bank efficiency? Evidence from China’s banking industry547 cited
  • 2020Does bank FinTech reduce credit risk? Evidence from China498 cited
  • 2020Can fintech improve the efficiency of commercial banks? —An analysis based on big data459 cited
  • 2021Riding the FinTech innovation wave: FinTech, patents and bank performance428 cited
  • 2020Fintech development and bank risk taking in China332 cited
  • 2020The effect of fintech on banks’ credit provision to SMEs: Evidence from China298 cited
  • 2019FinTech, BigTech, and the Future of Banks291 cited
  • 2021Making the world a better place with fintech research209 cited
  • 2017FinTech banking industry: a systemic approach162 cited
  • 2021A review of literature directions regarding the impact of fintech firms on the banking industry128 cited
  • 2022Fintech Innovations in the Financial Service Industry102 cited
  • 2022The impact of bank FinTech on liquidity creation: Evidence from China91 cited
  • 2018Decoding Alipay: Mobile Payments, a Cashless Society and Regulatory Challenges89 cited
  • 2019FinTech, BigTech and Banks70 cited

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  • 2018Why fintechs cooperate with banks—evidence from germany70 cited
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    • 2025Enablers and Barriers in FinTech Adoption: A Systematic Literature Review of Customer Adoption and Its Impact on Bank Performance18 cited