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Latest Advancements in Credit Risk Assessment with Machine Learning and Deep Learning Techniques
16 references·0 citing·43 second hop
Latest Advancements in Credit Risk Assessment with Machine Learning and Deep Learning Techniques (2024)Latest Advancements in Credit Risk Assess…Using a genetic backpropagation neural network model for credit risk assessment in the micro, small and medium-sized enterprises (2024)Using a genetic backpropagati…Leveraging network topology for credit risk assessment in P2P lending: A comparative study under the lens of machine learning (2024)Leveraging network topology f…Feature Enhanced Ensemble Modeling With Voting Optimization for Credit Risk Assessment (2024)Feature Enhanced Ensemble Mod…Credit risk assessment using the factorization machine model with feature interactions (2024)Credit risk assessment using …Comparison of the impact of dimensionality reduction and data splitting on classification performance in credit risk assessment (2024)Comparison of the impact of d…Advanced User Credit Risk Prediction Model Using LightGBM, XGBoost and Tabnet with SMOTEENN (2024)Advanced User Credit Risk Pre…Extending business failure prediction models with textual website content using deep learning (2022)Extending business failure pr…Credit risk assessment mechanism of personal auto loan based on PSO-XGBoost Model (2022)Credit risk assessment mechan…Metaheuristic Algorithms on Feature Selection: A Survey of One Decade of Research (2009-2019) (2021)Metaheuristic Algorithms on F…Credit risk analysis using support vector machines algorithm (2021)Credit risk analysis using su…A decision tree classifier for credit assessment problems in big data environments (2021)A decision tree classifier fo…A credit risk assessment model of borrowers in P2P lending based on BP neural network (2021)A credit risk assessment mode…Use of machine learning techniques in bank credit risk analysis (2020)Use of machine learning techn…Application of innovative risk early warning mode under big data technology in Internet credit financial risk assessment (2020)Application of innovative ris…A benchmark of machine learning approaches for credit score prediction (2020)A benchmark of machine learni…Financial credit risk assessment: a recent review (2015)Financial credit risk assessm…FINANCIAL RATIOS, DISCRIMINANT ANALYSIS AND THE PREDICTION OF CORPORATE BANKRUPTCY (1968)Statistical Classification Methods in Consumer Credit Scoring: A Review (1997)Bankruptcy prediction in banks and firms via statistical and intelligent techniques – A review (2006)Natural language based financial forecasting: a survey (2017)Machine Learning in Banking Risk Management: A Literature Review (2019)Deep learning for financial applications : A survey (2020)Evaluating credit risk and loan performance in online Peer-to-Peer (P2P) lending (2014)Instance-based credit risk assessment for investment decisions in P2P lending (2015)Risk assessment in social lending via random forests (2015)Artificial intelligence in customer-facing financial services: a systematic literature review and agenda for future research (2021)Algorithmic discrimination in the credit domain: what do we know about it? (2023)Machine Learning for Credit Risk Prediction: A Systematic Literature Review (2023)Mining the customer credit using classification and regression tree and multivariate adaptive regression splines (2004)Credit Risk Scorecards: Developing and Implementing Intelligent Credit Scoring (2005)Big Data : The Management Revolution (2013)Automated credit assessment framework using ETL process and machine learning (2022)Determinants of Default in P2P Lending (2015)Credit Debt Default Risk Assessment Based on the XGBoost Algorithm: An Empirical Study from China (2022)Financial Risk Early Warning Model for Listed Companies Using BP Neural Network and Rough Set Theory (2024)Transforming credit risk assessment: A systematic review of AI and machine learning applications (2025)Forecasting Bankruptcy More Accurately: A Simple Hazard Model (2001)Deep learning with long short-term memory networks for financial market predictions (2017)Machine learning in U.S. Bank Merger Prediction: A Text-Based Approach (2021)Machine learning techniques in bankruptcy prediction: A systematic literature review (2024)Predicting financial distress using multimodal data: An attentive and regularized deep learning method (2024)Combining Principal Component Analysis, Discrete Wavelet Transform and XGBoost to trade in the financial markets (2019)Optimal contract design in sustainable supply chain: Interactive impacts of fairness concern and overconfidence (2020)A novel method for carbon emission forecasting based on Gompertz's law and fractional grey model: Evidence from American industrial sector (2021)A spatial–temporal graph-based AI model for truck loan default prediction using large-scale GPS trajectory data (2024)Effective Credit Risk Prediction Using Ensemble Classifiers With Model Explanation (2024)Risk assessment of customer churn in telco using FCLCNN-LSTM model (2024)The Pricing of Options and Corporate Liabilities (1973)ON THE PRICING OF CORPORATE DEBT: THE RISK STRUCTURE OF INTEREST RATES* (1974)Behavioral Patterns in Micro-lending: Enhancing Credit Risk Assessment with Collaborative Filtering and Federated Learning (2025)Louvain community-based label assignment for reject inference in peer-to-peer lending (2025)CREDIT SCORING, STATISTICAL TECHNIQUES AND EVALUATION CRITERIA: A REVIEW OF THE LITERATURE (2011)The impact of big data characteristics on credit risk assessment (2025)Research on financial early warning of mining listed companies based on BP neural network model (2021)The Impact of Digital Inclusive Finance on Agricultural Green Total Factor Productivity: Evidence From China (2022)Nexus between digital transformation and energy technology innovation: An empirical test of A-share listed enterprises (2023)Enhancing EEG-Based Mental Stress State Recognition Using an Improved Hybrid Feature Selection Algorithm (2021)A Comprehensive Review on RSM-Coupled Optimization Techniques and Its Applications (2023)Machine Learning Research Trends in Africa: A 30 Years Overview with Bibliometric Analysis Review (2023)
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References

  • 2021Metaheuristic Algorithms on Feature Selection: A Survey of One Decade of Research (2009-2019)615 cited
  • 2020A benchmark of machine learning approaches for credit score prediction253 cited
  • 2015Financial credit risk assessment: a recent review234 cited
  • 2020Application of innovative risk early warning mode under big data technology in Internet credit financial risk assessment144 cited
  • 2022Credit risk assessment mechanism of personal auto loan based on PSO-XGBoost Model84 cited
  • 2022Extending business failure prediction models with textual website content using deep learning80 cited
  • 2021A credit risk assessment model of borrowers in P2P lending based on BP neural network49 cited
  • 2024Advanced User Credit Risk Prediction Model Using LightGBM, XGBoost and Tabnet with SMOTEENN36 cited
  • 2024Leveraging network topology for credit risk assessment in P2P lending: A comparative study under the lens of machine learning32 cited
  • 2021A decision tree classifier for credit assessment problems in big data environments29 cited
  • 2024Comparison of the impact of dimensionality reduction and data splitting on classification performance in credit risk assessment21 cited
  • 2021Credit risk analysis using support vector machines algorithm21 cited
  • 2024Credit risk assessment using the factorization machine model with feature interactions20 cited

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2024
Feature Enhanced Ensemble Modeling With Voting Optimization for Credit Risk Assessment
16 cited
  • 2024Using a genetic backpropagation neural network model for credit risk assessment in the micro, small and medium-sized enterprises14 cited
  • 2020Use of machine learning techniques in bank credit risk analysis11 cited
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