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• 2014Payday loans and consumer financial health116 cited
• 2013Information Asymmetries in Consumer Credit Markets: Evidence from Payday Lending102 cited
• 2012An Inquiry into the Financial Literacy and Cognitive Ability of Farmers: Evidence from Rural India88 cited
• 2015CONSUMER DEBT STRESS, CHANGES IN HOUSEHOLD DEBT, AND THE GREAT RECESSION83 cited
• 2017Financial Fragility in the US: Evidence and Implications78 cited
• 2020Predatory Inclusion in Consumer Credit: Explaining Black and White Disparities in Payday Loan Use76 cited
• 2009What Do High-Interest Borrowers Do with Their Tax Rebate?73 cited
• 2018Behavioral Household Finance72 cited
• 2013The Geography of Financial Literacy60 cited
• 2010The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies55 cited
• 2009Payday Loans and Credit Cards: New Liquidity and Credit Scoring Puzzles?54 cited
• 2010An Experimental Analysis of the Demand for Payday Loans53 cited
• 2009Restricting Consumer Credit Access: Household Survey Evidence on Effects around the Oregon Rate Cap53 cited
• 2014Competition in a consumer loan market: Payday loans and overdraft credit53 cited