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THE ENABLING ENVIRONMENT FOR MOBILE BANKING IN AFRICA
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  • 2009Mobile Phones and Financial Services in Developing Countries: a review of concepts, methods, issues, evidence and future research directions251 cited
  • 2009Exploring the usage and impact of “transformational” mobile financial services: the case of M-PESA in Kenya241 cited
  • 2017Literature review of mobile banking and individual performance202 cited
  • 2012Kenya's Mobile Revolution and the Promise of Mobile Savings181 cited
  • 2009Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions167 cited
  • 2013Extending the Technology Acceptance Model to Mobile Banking Adoption in Rural Zimbabwe158 cited
  • 2010The Impact of Mobile Payments on the Success and Growth of Micro-Business: The Case of M-Pesa in Kenya150 cited
  • 2019Does country culture influence consumers' perceptions toward mobile banking? A comparison between Egypt and the United States139 cited
  • 2012Can the demographic and subjective norms influence the adoption of mobile banking?131 cited
  • 2008Developing mobile money ecosystems129 cited
  • 2012Towards a model of adoption in mobile banking by the unbanked: a qualitative study112 cited
  • 2009Mobile-Banking Adoption and Usage by Low-Literate, Low-Income Users in the Developing World

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110 cited
  • 2011Branchless and Mobile Banking Solutions for the Poor: A Survey of the Literature110 cited
  • 2011Adoption of Mobile Money Transfer Technology: Structural Equation Modeling Approach99 cited
  • 2015Determinants of Mobile Banking Adoption in the Ghanaian Banking Industry: A Case of Access Bank Ghana Limited95 cited