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• 2022Mobile money, traditional financial services and firm productivity in Africa78 cited
• 1980Credit Cards: An Interdisciplinary Survey54 cited
• 2008Singapore credit cardholders: ownership, usage patterns, and perceptions51 cited
• 2009Consumer credit card ownership and usage practices: empirical evidence from Sri Lanka46 cited
• 2016How do different payment methods deliver cost and credit efficiency in electronic commerce?44 cited
• 2016The relationship between credit card attributes and the demographic characteristics of card users in China38 cited
• 2014Why Don’t Most Merchants Use Price Discounts to Steer Consumer Payment Choice?31 cited
• 1994Credit Card Possession and Other Payment Systems29 cited
• 2012Correlates of Credit Card Adoption in Urban China28 cited
• 2012Differences in Household Saving Between non-Hispanic White and Hispanic Households25 cited
• 1976The Effect of Bank Credit Cards On the Household Transactions Demand for Money24 cited
• 1989Credit card possesion and use: Changes over time22 cited
• 2007It's the economy stupid: modelling financial product purchases20 cited
• 2016Differences in Credit Card Use Between White and Hispanic Households