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The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market
16 references·6 citing·31 second hop
The Role of Soft Information in a Dynamic Contract Setting: Evidence from the Home Equity Credit Market (2011)The Role of Soft Information in a Dynamic…Distance and Private Information in Lending (2010)Distance and Private Informat…Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)Information Asymmetry and Fin…Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Does function follow organiza…Information and bank credit allocation (2003)Information and bank credit a…Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Information Production and Ca…Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…Testing for Asymmetric Information in Insurance Markets (2000)Testing for Asymmetric Inform…Relationship Lending within a Bank-Based System: Evidence from European Small Business Data (2000)Relationship Lending within a…Relationship Banking: What Do We Know? (2000)Relationship Banking: What Do…Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options (2000)Mortgage Terminations, Hetero…Relationship Lending and Lines of Credit in Small Firm Finance (1995)Relationship Lending and Line…The Benefits of Lending Relationships: Evidence from Small Business Data (1994)The Benefits of Lending Relat…The Failure of Competition in the Credit Card Market (1991)The Failure of Competition in…Screening vs. Rationing in Credit Markets with Imperfect Information (1985)Screening vs. Rationing in Cr…Credit Rationing in Markets with Imperfect Information (1981)Credit Rationing in Markets w…The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)The Market for "Lemons": Qual…Investing in Lending Technology: IT Spending in Banking (2022)Investing in Lending Technolo…Investing in Lending Technology: IT Spending in Banking (2021)Investing in Lending Technolo…Do consumer internet behaviours provide incremental information to predict credit default risk? (2020)Do consumer internet behaviou…How Banks Can Better Serve Their Customers Through Artificial Techniques (2017)How Banks Can Better Serve Th…Household Credit and Employment in the Great Recession (2014)Household Credit and Employme…The bank loan approval decision from multiple perspectives (2012)The bank loan approval decisi…Increases in risk and in risk aversion (1974)Risk Sharing and Incentives in the Principal and Agent Relationship (1979)Corporate financing and investment decisions when firms have information that investors do not have (1984)Financial Dependence and Growth (1996)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Imperfect Information, Uncertainty, and Credit Rationing (1976)The Consequences of the Dependence of Quality on Price (1987)Collateral, loan quality and bank risk (1990)Bank Runs, Deposit Insurance, and Liquidity (1983)Financial Intermediation and Delegated Monitoring (1984)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Distance, Lending Relationships, and Competition (2005)How does capital affect bank performance during financial crises? (2013)Moral Hazard and Observability (1979)Agency Costs, Net Worth, And Business Fluctuations (1988)How Laws and Institutions Shape Financial Contracts: The Case of Bank Loans (2007)Lending Relationships and Loan Contract Terms (2008)The Employment Effects of Credit Market Disruptions: Firm-level Evidence from the 2008–9 Financial Crisis * (2013)Financing Constraints and Corporate Investment (1988)The Effect of Credit Market Competition on Lending Relationships (1995)Bank regulation and supervision: what works best? (2003)The Nature of the Firm (1937)Markets and Hierarchies: Analysis and Antitrust Implications. (1976)Specification Tests in Econometrics (1978)A more complete conceptual framework for SME finance (2006)Personal Knowledge: Towards a Post-Critical Philosophy (1959)Discretionary disclosure (1983)Firms, Contracts, and Financial Structure (1995)The Theory of Bank Risk Taking and Competition Revisited (2005)The Evolution of Cooperation (1981)The Resource-Based Theory of Competitive Advantage: Implications for Strategy Formulation (1991)
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References

  • 1970The Market for "Lemons": Quality Uncertainty and the Market Mechanism22,977 cited
  • 1981Credit Rationing in Markets with Imperfect Information12,762 cited
  • 1994The Benefits of Lending Relationships: Evidence from Small Business Data5,434 cited
  • 1995Relationship Lending and Lines of Credit in Small Firm Finance3,641 cited
  • 2002Information Production and Capital Allocation: Decentralized versus Hierarchical Firms2,426 cited
  • 2000Relationship Banking: What Do We Know?2,367 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 2005Does function follow organizational form? Evidence from the lending practices of large and small banks1,888 cited
  • 2007Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans1,572 cited
  • 1985Screening vs. Rationing in Credit Markets with Imperfect Information1,432 cited
  • 2010Distance and Private Information in Lending1,314 cited
  • 2000Testing for Asymmetric Information in Insurance Markets1,001 cited
  • 2000Relationship Lending within a Bank-Based System: Evidence from European Small Business Data972 cited
  • 2000Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options794 cited
  • 1991

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The Failure of Competition in the Credit Card Market
783 cited
  • 2003Information and bank credit allocation657 cited
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    • 2021Investing in Lending Technology: IT Spending in Banking26 cited
    • 2012The bank loan approval decision from multiple perspectives20 cited
    • 2022Investing in Lending Technology: IT Spending in Banking19 cited
    • 2020Do consumer internet behaviours provide incremental information to predict credit default risk?18 cited