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A COMPARATIVE ANALYSIS OF PAYDAY LOAN CUSTOMERS
9 references·16 citing·43 second hop
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Evidence from the Survey of Consumer Finances (2017)Do We Know What We Think We K…The effect of state bans of payday lending on consumer credit delinquencies (2016)The effect of state bans of p…Tax‐Time Savings among Low‐Income Households in the $ aveNYC Program (2015)Tax‐Time Savings among Low‐In…Payday Loan and Pawnshop Usage: The Impact of Allowing Payday Loan Rollovers (2015)Payday Loan and Pawnshop Usag…Family Economic Well-Being (2012)Family Economic Well-BeingThe Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies (2010)The Regulation of Consumer Fi…Emulation, indebtedness and income distribution: A monetary theory of production approach (2010)Emulation, indebtedness and i…An Experimental Analysis of the Demand for Payday Loans (2010)An Experimental Analysis of t…The use of small instant loans among young adults – a gateway to a consumer insolvency? 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this work references cited by second hop

References

  • 1997Psychology and Economics2,494 cited
  • 1981An Economic Theory of Self-Control2,192 cited
  • 1977An Economic Theory of Self-Control1,575 cited
  • 1976Psychological Economics723 cited
  • 1958On the Theory of Optimal Investment Decision608 cited
  • 2011Information Disclosure, Cognitive Biases, and Payday Borrowing546 cited
  • 1992Sequential Banking197 cited
  • 1995Consumer Rationality and Credit Cards194 cited
  • 2000Credit Cards: Use and Consumer Attitudes, 1970-2000172 cited

Cited by

  • 2009Payday lenders and economically distressed communities: A spatial analysis of financial predation99 cited
  • 2020Predatory Inclusion in Consumer Credit: Explaining Black and White Disparities in Payday Loan Use76 cited
  • 2009The use of small instant loans among young adults – a gateway to a consumer insolvency?63 cited
  • 2010The Regulation of Consumer Financial Products: An Introductory Essay with Four Case Studies55 cited
  • 2010An Experimental Analysis of the Demand for Payday Loans53 cited
  • 2008Why Do Payday Lenders Enter Local Markets? Evidence from Oregon51 cited

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2015
Payday Loan and Pawnshop Usage: The Impact of Allowing Payday Loan Rollovers
50 cited
  • 2019Importance of Subjective Financial Knowledge and Perceived Credit Score in Payday Loan Use36 cited
  • 2017Financial literacy and use of payday loans in the United States32 cited
  • 2016The effect of state bans of payday lending on consumer credit delinquencies26 cited
  • 2012Family Economic Well-Being22 cited
  • 2015Tax‐Time Savings among Low‐Income Households in the $ aveNYC Program20 cited
  • 2018Financial literacy and high‐cost borrowing: Exploring the mechanism20 cited
  • 2017Do We Know What We Think We Know About Payday Loan Borrowers? Evidence from the Survey of Consumer Finances19 cited
  • 2009Information Disclosure, Cognitive Biases and Payday Borrowing17 cited
  • 2010Emulation, indebtedness and income distribution: A monetary theory of production approach15 cited