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Pricing mechanisms in the online Peer-to-Peer lending market
16 references·4 citing·48 second hop
Pricing mechanisms in the online Peer-to-Peer lending market (2017)Pricing mechanisms in the online Peer-to-…Peer-to-Peer Markets (2016)Peer-to-Peer MarketsScreening Peers Softly: Inferring the Quality of Small Borrowers (2015)Screening Peers Softly: Infer…Home Bias in Online Investments: An Empirical Study of an Online Crowdfunding Market (2015)Home Bias in Online Investmen…Friendships in Online Peer-To-Peer Lending: Pipes, Prisms, and Relational Herding1 (2015)Friendships in Online Peer-To…Demand Reduction and Inefficiency in Multi-Unit Auctions (2014)Demand Reduction and Ineffici…Crowdfunding: Tapping the right crowd (2013)Crowdfunding: Tapping the rig…Rational Herding in Microloan Markets (2012)Rational Herding in Microloan…Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending (2012)Judging Borrowers by the Comp…Herding behavior in online P2P lending: An empirical investigation (2012)Herding behavior in online P2…Late and multiple bidding in second price Internet auctions: Theory and evidence concerning different rules for ending an auction (2005)Late and multiple bidding in …Does Distance Still Matter? The Information Revolution in Small Business Lending (2002)Does Distance Still Matter? T…The theory of financial intermediation (1997)The theory of financial inter…What's different about banks? (1985)What's different about banks?Screening vs. Rationing in Credit Markets with Imperfect Information (1985)Screening vs. Rationing in Cr…Credit Rationing in Markets with Imperfect Information (1981)Credit Rationing in Markets w…The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)The Market for "Lemons": Qual…Optimizing Credit Risk Prediction for Peer-to-Peer Lending Using Machine Learning (2025)Optimizing Credit Risk Predic…Exploring the role of digital financial literacy in the adoption of Peer-to-Peer lending platforms (2025)Exploring the role of digital…Financing a Low-Carbon Supply Chain Through Online Peer-to-Peer Lending (2022)Financing a Low-Carbon Supply…A New Hybrid Instance-Based Learning Model for Decision-Making in the P2P Lending Market (2021)A New Hybrid Instance-Based L…Increases in risk and in risk aversion (1974)Risk Sharing and Incentives in the Principal and Agent Relationship (1979)Corporate financing and investment decisions when firms have information that investors do not have (1984)Financial Dependence and Growth (1996)COUNTERSPECULATION, AUCTIONS, AND COMPETITIVE SEALED TENDERS (1961)Optimal Auction Design (1981)A Theory of Auctions and Competitive Bidding (1982)Putting Auction Theory to Work: The Simultaneous Ascending Auction (2000)Ascending Auctions with Package Bidding (2002)An Efficient Ascending-Bid Auction for Multiple Objects (2004)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Imperfect Information, Uncertainty, and Credit Rationing (1976)The Consequences of the Dependence of Quality on Price (1987)Collateral, loan quality and bank risk (1990)Relationship Lending within a Bank-Based System: Evidence from European Small Business Data (2000)Some Tests of Specification for Panel Data: Monte Carlo Evidence and an Application to Employment Equations (1991)Econometric Analysis of Cross Section and Panel Data (2001)An Empirical Examination of the Antecedents and Consequences of Contribution Patterns in Crowd-Funded Markets (2013)Some Simple Economics of Crowdfunding (2014)Digital Economics (2019)Theory of the firm: Managerial behavior, agency costs and ownership structure (1976)Bank Runs, Deposit Insurance, and Liquidity (1983)Separation of Ownership and Control (1983)Asymmetric Information, Bank Lending and Implicit Contracts: A Stylized Model of Customer Relationships (1990)Embeddedness in the Making of Financial Capital: How Social Relations and Networks Benefit Firms Seeking Financing (1999)Determinants of corporate borrowing (1977)Financial Intermediation and Delegated Monitoring (1984)A Simple Model of Capital Market Equilibrium with Incomplete Information (1987)What do financial intermediaries do? (2001)Finance as a Driver of Corporate Social Responsibility (2006)Financialised Capitalism: Crisis and Financial Expropriation (2009)Monopoly and product quality (1978)The dynamics of crowdfunding: An exploratory study (2013)Signaling in Equity Crowdfunding (2015)Digital Entrepreneurship: Toward a Digital Technology Perspective of Entrepreneurship (2016)The Strength of Weak Ties (1973)Economic Action and Social Structure: The Problem of Embeddedness (1985)Social Capital in the Creation of Human Capital (1988)Trust and Credit: The Role of Appearance in Peer-to-peer Lending (2012)Internal Social Capital and the Attraction of Early Contributions in Crowdfunding (2014)Fintech and banking: What do we know? (2019)Personal Knowledge: Towards a Post-Critical Philosophy (1959)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Small Business Credit Availability and Relationship Lending: The Importance of Bank Organisational Structure (2002)Does function follow organizational form? Evidence from the lending practices of large and small banks (2005)Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans (2007)The Evolution of Cooperation (1981)The Resource-Based Theory of Competitive Advantage: Implications for Strategy Formulation (1991)
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References

  • 1970The Market for "Lemons": Quality Uncertainty and the Market Mechanism22,977 cited
  • 1981Credit Rationing in Markets with Imperfect Information12,762 cited
  • 2013Crowdfunding: Tapping the right crowd2,755 cited
  • 1985What's different about banks?2,347 cited
  • 2002Does Distance Still Matter? The Information Revolution in Small Business Lending2,156 cited
  • 1985Screening vs. Rationing in Credit Markets with Imperfect Information1,432 cited
  • 2012Judging Borrowers by the Company They Keep: Friendship Networks and Information Asymmetry in Online Peer-to-Peer Lending1,299 cited
  • 1997The theory of financial intermediation938 cited
  • 2012Rational Herding in Microloan Markets859 cited
  • 2014Demand Reduction and Inefficiency in Multi-Unit Auctions800 cited
  • 2015Home Bias in Online Investments: An Empirical Study of an Online Crowdfunding Market681 cited
  • 2015Screening Peers Softly: Inferring the Quality of Small Borrowers623 cited
  • 2016Peer-to-Peer Markets553 cited
  • 2012Herding behavior in online P2P lending: An empirical investigation357 cited
  • 2005Late and multiple bidding in second price Internet auctions: Theory and evidence concerning different rules for ending an auction

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325 cited
  • 2015Friendships in Online Peer-To-Peer Lending: Pipes, Prisms, and Relational Herding1277 cited
  • Cited by

    • 2022Financing a Low-Carbon Supply Chain Through Online Peer-to-Peer Lending25 cited
    • 2025Exploring the role of digital financial literacy in the adoption of Peer-to-Peer lending platforms18 cited
    • 2021A New Hybrid Instance-Based Learning Model for Decision-Making in the P2P Lending Market15 cited
    • 2025Optimizing Credit Risk Prediction for Peer-to-Peer Lending Using Machine Learning13 cited