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Personal Bankruptcy and Credit Supply and Demand

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References

1981Credit Rationing in Markets with Imperfect Information12,762 cited
1985Screening vs. Rationing in Credit Markets with Imperfect Information1,432 cited
1987Collateral and Rationing: Sorting Equilibria in Monopolistic and Competitive Credit Markets966 cited
1990Who is Credit Constrained in the U. S. Economy?816 cited
1991Secured Lending and Default Risk: Equilibrium Analysis, Policy Implications and Empirical Results512 cited
1986The Allocation of Credit and Financial Collapse329 cited
1989An econometric analysis of the bank credit scoring problem284 cited
1993Borrowing Constraints, Household Debt, and Racial Discrimination in Loan Markets237 cited
1993The Effect of Borrowing Constraints on Consumer Liabilities197 cited
1993The Impact of the Bankruptcy Reform Act of 1978 on Consumer Bankruptcy72 cited

Cited by

2002Courts and Banks: Effects of Judicial Enforcement on Credit Markets136 cited
2011Fostering Innovation for Green Growth68 cited
2000Regulating Consumer Bankruptcy: A Theoretical Inquiry66 cited
2013The Distribution of Debt Across Euro Area Countries: The Role of Individual Characteristics, Institutions and Credit Conditions63 cited

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2009

Land and Credit: A Study of the Political Economy of Banking in the United States in the Early 20th Century

57 cited

2007Entrepreneurship and Local Economic Development52 cited

2018Design of insolvency regimes across countries51 cited

2009Default Predictors and Credit Scoring Models for Retail Banking44 cited

2020What Determines Consumer Financial Distress? Place- and Person-Based Factors41 cited

2003Will the Sovereign Debt Market Survive?34 cited

2012SME Credit Availability Around the World: Evidence from the World Bank's Enterprise Surveys33 cited

2000Bankruptcy and Small Firms' Access to Credit28 cited

2011Use of Banking Services in Emerging Markets - Household-Level Evidence26 cited

2005Impact of State Exemption Laws on Small Business Bankruptcy Decision23 cited

2013Debt Collection Agencies and the Supply of Consumer Credit22 cited

2021Personal Bankruptcy and the Accumulation of Shadow Debt17 cited