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Exploring Risk and Benefit Factors Affecting User Adoption Intention of Fintech in Indonesia
16 references·12 citing·33 second hop
Exploring Risk and Benefit Factors Affecting User Adoption Intention of Fintech in Indonesia (2020)Exploring Risk and Benefit Factors Affect…To FinTech and Beyond (2019)To FinTech and BeyondAdoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model (2019)Adoption Intention of Fintech…Health information privacy concerns, antecedents, and information disclosure intention in online health communities (2017)Health information privacy co…PLS-SEM: Indeed a Silver Bullet (2011)PLS-SEM: Indeed a Silver Bull…Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit (2008)Factors influencing the adopt…A trust-based consumer decision-making model in electronic commerce: The role of trust, perceived risk, and their antecedents (2007)A trust-based consumer decisi…Development of a scale to measure the perceived benefits and risks of online shopping (2006)Development of a scale to mea…Assessing Measurement Properties of Two Single-item General Health Measures (2006)Assessing Measurement Propert…Individual Trust in Online Firms: Scale Development and Initial Test (2002)Individual Trust in Online Fi…Structural Equation Modeling and Regression: Guidelines for Research Practice (2000)Structural Equation Modeling …Not So Different After All: A Cross-Discipline View Of Trust (1998)Not So Different After All: A…Calculativeness, Trust, and Economic Organization (1993)Calculativeness, Trust, and E…Two Structural Equation Models: LISREL and PLS Applied to Consumer Exit-Voice Theory (1982)Two Structural Equation Model…Evaluating Structural Equation Models with Unobservable Variables and Measurement Error (1981)Evaluating Structural Equatio…Conceptual and methodological considerations in the study of trust and suspicion (1970)Conceptual and methodological…The Effect of Motivational Orientation upon Trust and Suspicion (1960)The Effect of Motivational Or…The FinTech adoption in rural areas of Pakistan: an application of SEM and ANN approach (2025)The FinTech adoption in rural…FinTech: A New Financial Revolution (2025)FinTech: A New Financial Revo…Determinants of Fintech Adoption: A Systematic Review Integrating Trust, Security, and User Perceptions within Technology Acceptance Frameworks (2025)Determinants of Fintech Adopt…Bridging the gap: drivers of Fintech innovation and inclusion in developing economies through the lens of the technology acceptance model (2025)Bridging the gap: drivers of …Unveiling the FinTech revolution: pioneering models and theories shaping FinTech adoption research (2024)Unveiling the FinTech revolut…Factors Influencing FinTech Continuous Use: Systematic Literature Review and Expert Validation (2024)Factors Influencing FinTech C…Developing a financial technology (FinTech) adoption scale: A validity and reliability study (2024)Developing a financial techno…BARRIERS IN ADOPTION OF FINTECH BY STREET VENDORS AND HAWKERS IN INDIA USING INTERPRETIVE STRUCTURAL MODELING (2024)BARRIERS IN ADOPTION OF FINTE…Adoption of financial technology services for financial inclusion (2024)Adoption of financial technol…The Influence of Perceived Risk and Perceived Benefits on Continuance Intention to Adopt Fintech P2P Lending Mediated by Trust in Indonesia (2023)The Influence of Perceived Ri…The Roles of Personality Traits, AI Anxiety, and Demographic Factors in Attitudes toward Artificial Intelligence (2022)The Roles of Personality Trai…Linking Fintech Payment Services and Customer Loyalty Intention in the Hospitality Industry: The Mediating Role of Customer Experience and Attitude (2022)Linking Fintech Payment Servi…Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research (1975)Structural equation modeling in practice: A review and recommended two-step approach. (1988)Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology (1989)Developing and Validating Trust Measures for e-Commerce: An Integrative Typology (2002)Consumer Acceptance of Electronic Commerce: Integrating Trust and Risk with the Technology Acceptance Model (2003)Trust and TAM in Online Shopping: An Integrated Model1 (2003)On the Evaluation of Structural Equation Models (1988)A new criterion for assessing discriminant validity in variance-based structural equation modeling (2014)Partial least squares structural equation modeling (PLS-SEM) (2014)When to use and how to report the results of PLS-SEM (2018)Cutoff criteria for fit indexes in covariance structure analysis: Conventional criteria versus new alternatives (1999)Trust and Satisfaction, Two Stepping Stones for Successful E-Commerce Relationships: A Longitudinal Exploration (2008)Understanding customers' repeat purchase intentions in B2C e‐commerce: the roles of utilitarian value, hedonic value and perceived risk (2012)The theory of planned behavior (1991)Examining multi-dimensional trust and multi-faceted risk in initial acceptance of emerging technologies: An empirical study of mobile banking services (2010)Effects of various characteristics of social commerce (s-commerce) on consumers’ trust and trust performance (2012)The role of live streaming in building consumer trust and engagement with social commerce sellers (2018)Economic Action and Social Structure: The Problem of Embeddedness (1985)Institutions, Institutional Change and Economic Performance (1990)An Integrative Model Of Organizational Trust (1995)On the dimensionality of organizational justice: A construct validation of a measure. (2001)A General Approach to Confirmatory Maximum Likelihood Factor Analysis (1969)Intraclass Reliability Estimates: Testing Structural Assumptions (1974)Significance tests and goodness of fit in the analysis of covariance structures. (1980)Structural Equation Models with Unobservable Variables and Measurement Error: Algebra and Statistics (1981)The Process of Innovation Assimilation by Firms in Different Countries: A Technology Diffusion Perspective on E-Business (2006)Consistent Partial Least Squares Path Modeling1 (2015)Partial Least Squares Structural Equation Modeling (2021)Understanding and Mitigating Uncertainty in Online Exchange Relationships: A Principal–Agent Perspective1 (2007)An Examination of the Nature of Trust in Buyer-Seller Relationships (1997)Why people use social networking sites: An empirical study integrating network externalities and motivation theory (2011)Understanding the Internet banking adoption: A unified theory of acceptance and use of technology and perceived risk application (2013)Factors influencing adoption of mobile banking by Jordanian bank customers: Extending UTAUT2 with trust (2017)
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References

  • 1981Evaluating Structural Equation Models with Unobservable Variables and Measurement Error113,385 cited
  • 2011PLS-SEM: Indeed a Silver Bullet22,692 cited
  • 1998Not So Different After All: A Cross-Discipline View Of Trust10,332 cited
  • 2000Structural Equation Modeling and Regression: Guidelines for Research Practice6,507 cited
  • 2007A trust-based consumer decision-making model in electronic commerce: The role of trust, perceived risk, and their antecedents3,825 cited
  • 1993Calculativeness, Trust, and Economic Organization2,997 cited
  • 1982Two Structural Equation Models: LISREL and PLS Applied to Consumer Exit-Voice Theory2,313 cited
  • 2008Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit2,085 cited
  • 2002Individual Trust in Online Firms: Scale Development and Initial Test1,352 cited
  • 2006Development of a scale to measure the perceived benefits and risks of online shopping952 cited
  • 1960The Effect of Motivational Orientation upon Trust and Suspicion808 cited
  • 2019To FinTech and Beyond708 cited
  • 2019Adoption Intention of Fintech Services for Bank Users: An Empirical Examination with an Extended Technology Acceptance Model677 cited
  • 1970Conceptual and methodological considerations in the study of trust and suspicion

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522 cited
  • 2017Health information privacy concerns, antecedents, and information disclosure intention in online health communities439 cited
  • 2006Assessing Measurement Properties of Two Single-item General Health Measures434 cited
  • Cited by

    • 2022The Roles of Personality Traits, AI Anxiety, and Demographic Factors in Attitudes toward Artificial Intelligence751 cited
    • 2022Linking Fintech Payment Services and Customer Loyalty Intention in the Hospitality Industry: The Mediating Role of Customer Experience and Attitude42 cited
    • 2024Developing a financial technology (FinTech) adoption scale: A validity and reliability study14 cited
    • 2024BARRIERS IN ADOPTION OF FINTECH BY STREET VENDORS AND HAWKERS IN INDIA USING INTERPRETIVE STRUCTURAL MODELING14 cited
    • 2025FinTech: A New Financial Revolution12 cited
    • 2024Unveiling the FinTech revolution: pioneering models and theories shaping FinTech adoption research11 cited
    • 2025The FinTech adoption in rural areas of Pakistan: an application of SEM and ANN approach10 cited
    • 2025Determinants of Fintech Adoption: A Systematic Review Integrating Trust, Security, and User Perceptions within Technology Acceptance Frameworks6 cited
    • 2023The Influence of Perceived Risk and Perceived Benefits on Continuance Intention to Adopt Fintech P2P Lending Mediated by Trust in Indonesia5 cited
    • 2025Bridging the gap: drivers of Fintech innovation and inclusion in developing economies through the lens of the technology acceptance model4 cited
    • 2024Factors Influencing FinTech Continuous Use: Systematic Literature Review and Expert Validation4 cited
    • 2024Adoption of financial technology services for financial inclusion4 cited