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Determinants of digital banking adoption in the Kingdom of Saudi Arabia: A technology acceptance model approach
16 references·16 citing·26 second hopsampled
Determinants of digital banking adoption in the Kingdom of Saudi Arabia: A technology acceptance model approach (2022)Determinants of digital banking adoption …Industry 4.0 in Finance: The Impact of Artificial Intelligence (AI) on Digital Financial Inclusion (2020)Industry 4.0 in Finance: The …Examining factors influencing Jordanian customers’ intentions and adoption of internet banking: Extending UTAUT2 with risk (2017)Examining factors influencing…The determinants of financial inclusion in Africa (2016)The determinants of financial…Mobile banking adoption: A literature review (2014)Mobile banking adoption: A li…Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit (2008)Factors influencing the adopt…An investigation into the acceptance of online banking in Saudi Arabia (2008)An investigation into the acc…Consumer acceptance of online banking: an extension of the technology acceptance model (2004)Consumer acceptance of online…User Acceptance of Information Technology: Toward A Unified View1 (2003)User Acceptance of Informatio…Trust and TAM in Online Shopping: An Integrated Model1 (2003)Trust and TAM in Online Shopp…Effect of trust on customer acceptance of Internet banking (2002)Effect of trust on customer a…E-commerce: the role of familiarity and trust (2000)E-commerce: the role of famil…A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies (2000)A Theoretical Extension of th…Adoption of Internet banking by Australian consumers: an empirical investigation (1999)Adoption of Internet banking …The theory of planned behavior (1991)The theory of planned behaviorPerceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology (1989)Perceived Usefulness, Perceiv…Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research (1975)Belief, Attitude, Intention a…Enablers and Barriers in FinTech Adoption: A Systematic Literature Review of Customer Adoption and Its Impact on Bank Performance (2025)Enablers and Barriers in FinT…Behavioral Drivers of AI Adoption in Banking in a Semi-Mature Digital Economy: A TAM and UTAUT-2 Analysis of Stakeholder Perspectives (2025)Behavioral Drivers of AI Adop…An empirical examination of the adoption of artificial intelligence in banking services: the case of Mongolia (2025)An empirical examination of t…The impact of financial literacy on women’s economic empowerment: exploring the mediating role of digital financial services (2024)The impact of financial liter…Investigating the technology acceptance model, image congruence and cultural differences in facial recognition payment adoption (2024)Investigating the technology …Investigating the impact of digital business ecosystem in enhancing Islamic mobile banking adoption through the TOE framework (2024)Investigating the impact of d…Financial Inclusion and Its Ripple Effects on Socio-Economic Development: A Comprehensive Review (2024)Financial Inclusion and Its R…Exploring the landscape of financial inclusion through the lens of financial technologies: A review (2024)Exploring the landscape of fi…Digital technology adoption, workforce agility and digital technology outcomes in the context of the banking industry of India (2024)Digital technology adoption, …Determinants of intention to use ChatGPT for obtaining shopping information (2024)Determinants of intention to …Transforming the nature of trust between banks and young clients: from traditional to digital banking (2023)Transforming the nature of tr…M-banking adoption from the developing countries perspective: A mediated model (2023)M-banking adoption from the d…Investigating the Role of Perceived Risk, Perceived Security and Perceived Trust on Smart m-Banking Application Using SEM (2023)Investigating the Role of Per…Does taxation of digital financial services adversely affect the financial inclusion agenda? Lessons from a developing country (2023)Does taxation of digital fina…Customer Adoption of Neobank Services from a Technology Acceptance Perspective – Evidence from Hungary (2023)Customer Adoption of Neobank …Adoption and use of digital financial services: A meta analysis of barriers and facilitators (2023)Adoption and use of digital f…The Commitment-Trust Theory of Relationship Marketing (1994)An Integrative Model Of Organizational Trust (1995)Not So Different After All: A Cross-Discipline View Of Trust (1998)Developing and Validating Trust Measures for e-Commerce: An Integrative Typology (2002)Consumer Acceptance of Electronic Commerce: Integrating Trust and Risk with the Technology Acceptance Model (2003)Cutoff criteria for fit indexes in covariance structure analysis: Conventional criteria versus new alternatives (1999)Common Method Variance in IS Research: A Comparison of Alternative Approaches and a Reanalysis of Past Research (2006)Understanding knowledge sharing in virtual communities: An integration of social capital and social cognitive theories (2006)A trust-based consumer decision-making model in electronic commerce: The role of trust, perceived risk, and their antecedents (2007)Self-efficacy mechanism in human agency. (1982)User Acceptance of Computer Technology: A Comparison of Two Theoretical Models (1989)A new criterion for assessing discriminant validity in variance-based structural equation modeling (2014)A Logit Model of Brand Choice Calibrated on Scanner Data (1983)Impact of Sales Promotions on When, What, and How Much to Buy (1988)Adoption of internet banking: An empirical study in Hong Kong (2006)Factors Affecting Individuals to Adopt Mobile Banking: Empirical Evidence from the Utaut Model (2012)Factors influencing adoption of mobile banking by Jordanian bank customers: Extending UTAUT2 with trust (2017)Diffusion of Innovations 1 (2019)Coefficient Alpha and the Internal Structure of Tests (1951)Self-efficacy: Toward a unifying theory of behavioral change. (1977)Consumer Acceptance and Use of Information Technology: Extending the Unified Theory of Acceptance and Use of Technology1 (2012)Evaluating Structural Equation Models with Unobservable Variables and Measurement Error (1981)Why people use social networking sites: An empirical study integrating network externalities and motivation theory (2011)Common method biases in behavioral research: A critical review of the literature and recommended remedies. (2003)Understanding the Internet banking adoption: A unified theory of acceptance and use of technology and perceived risk application (2013)Older Adults' Reasons for Using Technology while Aging in Place (2015)
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References

  • 1991The theory of planned behavior90,729 cited
  • 1989Perceived Usefulness, Perceived Ease of Use, and User Acceptance of Information Technology68,271 cited
  • 2003User Acceptance of Information Technology: Toward A Unified View144,945 cited
  • 1975Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research36,736 cited
  • 2000A Theoretical Extension of the Technology Acceptance Model: Four Longitudinal Field Studies22,991 cited
  • 2003Trust and TAM in Online Shopping: An Integrated Model18,618 cited
  • 2000E-commerce: the role of familiarity and trust3,438 cited
  • 2008Factors influencing the adoption of internet banking: An integration of TAM and TPB with perceived risk and perceived benefit2,037 cited
  • 2004Consumer acceptance of online banking: an extension of the technology acceptance model1,772 cited
  • 1999Adoption of Internet banking by Australian consumers: an empirical investigation1,140 cited
  • 2014Mobile banking adoption: A literature review988 cited
  • 2002Effect of trust on customer acceptance of Internet banking901 cited
  • 2016The determinants of financial inclusion in Africa736 cited
  • 2008An investigation into the acceptance of online banking in Saudi Arabia638 cited
  • 2017

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Examining factors influencing Jordanian customers’ intentions and adoption of internet banking: Extending UTAUT2 with risk
576 cited
  • 2020Industry 4.0 in Finance: The Impact of Artificial Intelligence (AI) on Digital Financial Inclusion572 cited
  • Cited by

    • 2024Financial Inclusion and Its Ripple Effects on Socio-Economic Development: A Comprehensive Review148 cited
    • 2023Investigating the Role of Perceived Risk, Perceived Security and Perceived Trust on Smart m-Banking Application Using SEM97 cited
    • 2023M-banking adoption from the developing countries perspective: A mediated model56 cited
    • 2023Adoption and use of digital financial services: A meta analysis of barriers and facilitators55 cited
    • 2024The impact of financial literacy on women’s economic empowerment: exploring the mediating role of digital financial services44 cited
    • 2024Determinants of intention to use ChatGPT for obtaining shopping information39 cited
    • 2024Exploring the landscape of financial inclusion through the lens of financial technologies: A review33 cited
    • 2024Investigating the impact of digital business ecosystem in enhancing Islamic mobile banking adoption through the TOE framework28 cited
    • 2024Digital technology adoption, workforce agility and digital technology outcomes in the context of the banking industry of India26 cited
    • 2023Does taxation of digital financial services adversely affect the financial inclusion agenda? Lessons from a developing country24 cited
    • 2023Transforming the nature of trust between banks and young clients: from traditional to digital banking24 cited
    • 2024Investigating the technology acceptance model, image congruence and cultural differences in facial recognition payment adoption22 cited
    • 2023Customer Adoption of Neobank Services from a Technology Acceptance Perspective – Evidence from Hungary19 cited
    • 2025An empirical examination of the adoption of artificial intelligence in banking services: the case of Mongolia18 cited
    • 2025Enablers and Barriers in FinTech Adoption: A Systematic Literature Review of Customer Adoption and Its Impact on Bank Performance18 cited
    • 2025Behavioral Drivers of AI Adoption in Banking in a Semi-Mature Digital Economy: A TAM and UTAUT-2 Analysis of Stakeholder Perspectives16 cited