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Measuring the welfare cost of asymmetric information in consumer credit markets
16 references·4 citing·39 second hop
Measuring the welfare cost of asymmetric information in consumer credit markets (2022)Measuring the welfare cost of asymmetric …Fintech Borrowers: Lax Screening or Cream-Skimming? (2020)Fintech Borrowers: Lax Screen…The Role of Technology in Mortgage Lending (2019)The Role of Technology in Mor…Marketplace Lending: A New Banking Paradigm? (2018)Marketplace Lending: A New Ba…Fintech, regulatory arbitrage, and the rise of shadow banks (2018)Fintech, regulatory arbitrage…The FinTech Opportunity (2016)The FinTech OpportunitySelection in Insurance Markets: Theory and Empirics in Pictures (2011)Selection in Insurance Market…Estimating Welfare in Insurance Markets Using Variation in Prices * (2010)Estimating Welfare in Insuran…Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment (2009)Observing Unobservables: Iden…Liquidity Constraints and Imperfect Information in Subprime Lending (2009)Liquidity Constraints and Imp…Credit Elasticities in Less-Developed Economies: Implications for Microfinance (2008)Credit Elasticities in Less-D…Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data (2002)Do Liquidity Constraints and …Testing for Asymmetric Information in Insurance Markets (2000)Testing for Asymmetric Inform…Adverse Selection in the Credit Card Market (1999)Adverse Selection in the Cred…Credit Rationing in Markets with Imperfect Information (1981)Credit Rationing in Markets w…Imperfect Information, Uncertainty, and Credit Rationing (1976)Imperfect Information, Uncert…The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)The Market for "Lemons": Qual…FinTech Adoption and Corporate Greenwashing: A Technology Affordance Perspective (2024)FinTech Adoption and Corporat…Low-carbon policy and industrial structure upgrading: Based on the perspective of strategic interaction among local governments (2023)Low-carbon policy and industr…Competition and selection in credit markets (2023)Competition and selection in …FinTech Lending (2021)FinTech LendingIncreases in risk and in risk aversion (1974)Risk Sharing and Incentives in the Principal and Agent Relationship (1979)Corporate financing and investment decisions when firms have information that investors do not have (1984)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Dependence and Growth (1996)Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Health insurance and the demand for medical care: evidence from a randomized experiment. (1987)Selection on Moral Hazard in Health Insurance (2013)Health Insurance for “Humans”: Information Frictions, Plan Choice, and Consumer Welfare (2015)What does a Deductible Do? The Impact of Cost-Sharing on Health Care Prices, Quantities, and Spending Dynamics* (2017)Incentives, Learning, and Compensation: A Theoretical and Empirical Investigation of Managerial Labor Contracts (1986)Panel Data Models: Some Recent Developments (2001)Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market (2004)Multiple Dimensions of Private Information: Evidence from the Long-Term Care Insurance Market (2006)Corporate Governance and Blockchains (2016)Fintech and regtech: Impact on regulators and banks (2018)Can fintech improve the efficiency of commercial banks? —An analysis based on big data (2020)Fintech and access to finance (2021)Information Production and Capital Allocation: Decentralized versus Hierarchical Firms (2002)Household Finance (2006)On the Rise of FinTechs: Credit Scoring Using Digital Footprints (2019)Occupational Choice and the Process of Development (1993)Boys will be Boys: Gender, Overconfidence, and Common Stock Investment (2001)Access to Financial Services: A Review of the Issues and Public Policy Objectives (2006)Access to Financial Services: Measurement, Impact, and Policies (2009)Expanding Credit Access: Using Randomized Supply Decisions to Estimate the Impacts (2009)Consumption and Liquidity Constraints: An Empirical Investigation (1989)Saving and Liquidity Constraints (1989)Saving and Liquidity Constraints (1991)Household Expenditure and the Income Tax Rebates of 2001 (2006)The Age of Reason: Financial Decisions over the Life Cycle and Implications for Regulation (2009)House Prices, Home Equity–Based Borrowing, and the US Household Leverage Crisis (2011)A model of insurance markets with incomplete information (1977)Screening vs. Rationing in Credit Markets with Imperfect Information (1985)The Consequences of the Dependence of Quality on Price (1987)The Evolution of Cooperation (1981)The Resource-Based Theory of Competitive Advantage: Implications for Strategy Formulation (1991)Fintech and banking: What do we know? (2019)Predictably Unequal? The Effects of Machine Learning on Credit Markets (2021)
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References

  • 1970The Market for "Lemons": Quality Uncertainty and the Market Mechanism22,977 cited
  • 1981Credit Rationing in Markets with Imperfect Information12,762 cited
  • 2018Fintech, regulatory arbitrage, and the rise of shadow banks1,803 cited
  • 1976Imperfect Information, Uncertainty, and Credit Rationing1,413 cited
  • 2019The Role of Technology in Mortgage Lending1,180 cited
  • 2000Testing for Asymmetric Information in Insurance Markets1,001 cited
  • 2002Do Liquidity Constraints and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data865 cited
  • 2016The FinTech Opportunity624 cited
  • 2009Observing Unobservables: Identifying Information Asymmetries With a Consumer Credit Field Experiment504 cited
  • 2010Estimating Welfare in Insurance Markets Using Variation in Prices *453 cited
  • 2009Liquidity Constraints and Imperfect Information in Subprime Lending370 cited
  • 2011Selection in Insurance Markets: Theory and Empirics in Pictures354 cited
  • 2008Credit Elasticities in Less-Developed Economies: Implications for Microfinance286 cited
  • 2020Fintech Borrowers: Lax Screening or Cream-Skimming?280 cited
  • 2018Marketplace Lending: A New Banking Paradigm?

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258 cited
  • 1999Adverse Selection in the Credit Card Market226 cited
  • Cited by

    • 2023Low-carbon policy and industrial structure upgrading: Based on the perspective of strategic interaction among local governments97 cited
    • 2024FinTech Adoption and Corporate Greenwashing: A Technology Affordance Perspective39 cited
    • 2021FinTech Lending33 cited
    • 2023Competition and selection in credit markets33 cited