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Testing for Adverse Selection and Moral Hazard in Consumer Loan Markets
13 references·7 citing·42 second hop
Testing for Adverse Selection and Moral Hazard in Consumer Loan Markets (2004)Testing for Adverse Selection and Moral H…A direct test of the 'lemons' model: the market for used pickup trucks (2002)A direct test of the 'lemons'…Testing for Asymmetric Information in Insurance Markets (2000)Testing for Asymmetric Inform…The Theory of Moral Hazard and Unobservable Behaviour: Part I (1999)The Theory of Moral Hazard an…Adverse Selection in the Credit Card Market (1999)Adverse Selection in the Cred…Consumer Behavior and the Stickiness of Credit Card Interest Rates (1994)Consumer Behavior and the Sti…Adverse Selection in the Wholesale Used Car Market (1993)Adverse Selection in the Whol…Asymmetric Information, Collateral, and Moral Hazard (1990)Asymmetric Information, Colla…The role of collateral in credit markets with imperfect information (1987)The role of collateral in cre…Collateral and Competitive Equilibria with Moral Hazard and Private Information (1987)Collateral and Competitive Eq…Screening vs. Rationing in Credit Markets with Imperfect Information (1985)Screening vs. Rationing in Cr…Credit Rationing in Markets with Imperfect Information (1981)Credit Rationing in Markets w…Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information (1976)Equilibrium in Competitive In…The Market for "Lemons": Quality Uncertainty and the Market Mechanism (1970)The Market for "Lemons": Qual…Moral Hazard and Strategic Default: Evidence from Greek Corporate Loans (2022)Moral Hazard and Strategic De…Endogenous credit standards and aggregate fluctuations (2016)Endogenous credit standards a…Credit risk management of Ghanaian listed banks (2016)Credit risk management of Gha…Information and Enforcement in Informal Credit Markets (2015)Information and Enforcement i…Competition in a consumer loan market: Payday loans and overdraft credit (2014)Competition in a consumer loa…Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi (2012)Credit Market Consequences of…Fresh start or head start? Uniform bankruptcy exemptions and welfare (2005)Fresh start or head start? Un…Increases in risk and in risk aversion (1974)Risk Sharing and Incentives in the Principal and Agent Relationship (1979)The Benefits of Lending Relationships: Evidence from Small Business Data (1994)Financial Dependence and Growth (1996)Imperfect Information, Uncertainty, and Credit Rationing (1976)The Consequences of the Dependence of Quality on Price (1987)Collateral, loan quality and bank risk (1990)Relationship Lending within a Bank-Based System: Evidence from European Small Business Data (2000)Incentive Compatibility and the Bargaining Problem (1979)Growing firms and the credit constraint (1996)Courts and Banks: Effects of Judicial Enforcement on Credit Markets (2005)“Time for a Change”: Loan Conditions and Bank Behavior when Firms Switch Banks (2010)Prices as Signals of Product Quality (1983)Layoffs and Lemons (1991)An Empirical Examination of Information Barriers to Trade in Insurance (1999)Confronting Information Asymmetries: Evidence from Real Estate Markets (2003)Durable Goods Theory for Real World Markets (2003)The Determination of Financial Structure: The Incentive-Signalling Approach (1977)Banking (Conservatively) with Optimists (1999)Legal Reform and Loan Repayment: The Microeconomic Impact of Debt Recovery Tribunals in India (2009)The role of loan guarantee schemes in alleviating credit rationing in the UK (2009)Alternative Approaches to the Theory of Choice in Risk-Taking Situations (1951)The Economic Theory of Agency: The Principal's Problem. (1973)The Economics of Career Concerns, Part I: Comparing Information Structures (1999)An Agency Theoretic Analysis of the Professionalized Family Firm (2009)Procyclical Leverage and Value-at-Risk (2013)Essays in the Theory of Risk-Bearing. (1972)Job Market Signaling (1973)The Economics of Caste and of the Rat Race and Other Woeful Tales (1976)Health insurance and the demand for medical care: evidence from a randomized experiment. (1987)Liberalization, Moral Hazard in Banking, and Prudential Regulation: Are Capital Requirements Enough? (2000)Signaling in Retrospect and the Informational Structure of Markets (2002)Incentives, Learning, and Compensation: A Theoretical and Empirical Investigation of Managerial Labor Contracts (1986)Panel Data Models: Some Recent Developments (2001)Adverse Selection in Insurance Markets: Policyholder Evidence from the U.K. Annuity Market (2004)Multiple Dimensions of Private Information: Evidence from the Long-Term Care Insurance Market (2006)Corporate financing and investment decisions when firms have information that investors do not have (1984)Asymmetric information in insurance: general testable implications (2006)Contracting with Diversely Naive Agents (2006)Credit Elasticities in Less-Developed Economies: Implications for Microfinance (2008)The Evolution of Cooperation (1981)The Resource-Based Theory of Competitive Advantage: Implications for Strategy Formulation (1991)
this work references cited by second hop

References

  • 1970The Market for "Lemons": Quality Uncertainty and the Market Mechanism22,977 cited
  • 1981Credit Rationing in Markets with Imperfect Information12,762 cited
  • 1976Equilibrium in Competitive Insurance Markets: An Essay on the Economics of Imperfect Information4,984 cited
  • 1985Screening vs. Rationing in Credit Markets with Imperfect Information1,432 cited
  • 2000Testing for Asymmetric Information in Insurance Markets1,001 cited
  • 1999The Theory of Moral Hazard and Unobservable Behaviour: Part I610 cited
  • 1987The role of collateral in credit markets with imperfect information546 cited
  • 1987Collateral and Competitive Equilibria with Moral Hazard and Private Information330 cited
  • 1993Adverse Selection in the Wholesale Used Car Market241 cited
  • 1999Adverse Selection in the Credit Card Market226 cited
  • 1994Consumer Behavior and the Stickiness of Credit Card Interest Rates193 cited
  • 2002A direct test of the 'lemons' model: the market for used pickup trucks154 cited
  • 1990Asymmetric Information, Collateral, and Moral Hazard74 cited

Cited by

  • 2012Credit Market Consequences of Improved Personal Identification: Field Experimental Evidence from Malawi115 cited

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2015
Information and Enforcement in Informal Credit Markets
79 cited
  • 2014Competition in a consumer loan market: Payday loans and overdraft credit53 cited
  • 2005Fresh start or head start? Uniform bankruptcy exemptions and welfare41 cited
  • 2016Endogenous credit standards and aggregate fluctuations34 cited
  • 2022Moral Hazard and Strategic Default: Evidence from Greek Corporate Loans28 cited
  • 2016Credit risk management of Ghanaian listed banks27 cited